19 Root Ln, Owego, NY 13827 Property Records

Tioga County and Tioga Town property record for 19 Root Ln, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1978
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on File
Last Sale$78,936 (Apr 2008)
Tax Bill$3,402 (2026)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (minimal risk)
APN493600 117.00-1-61

Property Details

APN / Parcel Number

Primary APN493600 117.00-1-61
Alternative APNs
  • 360011700000010610000000
  • 00000000060

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area44,431 sqft (1.02 acres)
Lot Width221 ft Width
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000000060
Street Address19 ROOT LN
CityOWEGO
StateNY
Zip13827-2736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number61.000
JurisdictionTIOGA NY
Township / Civil DivisionTIOGA
Census Block Group2
Census Block2008
Census Tract20600

Owner

19 Root Ln is owned by an individual who bought it in April 2008.

Source: Tioga County and Tioga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 175, TIOGA CENTER, NY 13845-0175
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2008 · Amount on File
Deed SaleApr 25, 2008 · Amount on File
Prior SaleApr 24, 2008 · Amount on File
Deed Book / Page15619 / 5001
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address19 ROOT LN, OWEGO, NY 13827-2736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000001100
DateMar 20, 2020
Instrument20200-00001100
Lender
NameCITIZENS FIRST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 19 Root Ln was $3,402, up 0.4% from the year before.

Source: Tioga County and Tioga Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionTioga Town
Unified School DistrictTioga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,402.00 (+0.41%)
2025$3,388.00$8,000 Land $700 Building $7,300$186,047 Land $16,279 Building $169,768
2023$8,000 Land $700 Building $7,300$177,778 Land $15,556 Building $162,222
2019$1,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Root Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Most Recent ClaimJun 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Root Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Greenlight Networks.

Nearby Properties on Root Ln

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