19 Riverside Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 19 Riverside Dr, Smithfield, VA 23430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1985
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jun 2025)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22D-03-G023`

Property Details

APN / Parcel Number

Primary APN	`22D-03-G023`
Alternative APNs	`5500016990` `4975`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	19 RIVERSIDE DR
City	SMITHFIELD
State	VA
Zip	23430-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	L 23 BLK G SEC 3 MOONE FIELD EST
Legal Subdivision	MOONEFIELD ESTATES SEC III
Legal Lot Number	23
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2002
Census Tract	280104

Owner

Source: Isle Of Wight County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Jun 20, 2025	Bargain and Sale Deed, Transfer GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW
Feb 24, 2025	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Feb 24, 2025 · Amount on Record
Deed Document Number	20252560
Prior Transfer Date	Feb 19, 2025
Prior Transfer Doc	0000002560
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLE OF WIGHT VA
Property Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607

Mortgage

Document Number	0250005805
Date	Dec 17, 2025
Instrument	250005805

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Jun 20, 2025
Property Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607
Document Number	0250002560
Map Reference	MB 5 PG 203
Instrument Date	Feb 19, 2025
Instrument	250002560
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607

February 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ISLE OF WIGHT VA
Recording Date	Feb 24, 2025
Property Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607
Document Number	0250000738
Map Reference	MB 5 PG 203
Instrument Date	Feb 19, 2025
Instrument	250000738
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	GOBER TITLE AND ESCROW, NOBLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 RIVERSIDE DR, SMITHFIELD, VA 23430-1607

Mortgage

Document Number	0250000739
Date	Feb 24, 2025
Instrument	250000739

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Isle Of Wight County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Municipality	Smithfield Town
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+4.51%)	$354,900 (-) Land $50,000 Building $304,900	$354,900 (-) Land $50,000 Building $304,900
2025	$2,750.00	$354,900 (-) Land $50,000 Building $304,900	$354,900 (-) Land $50,000 Building $304,900
2023		$354,900 Land $50,000 Building $304,900	$354,900 Land $50,000 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 8,089 people · EPA ID VA3093640
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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