19 Ridge Rd, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 19 Ridge Rd, Waban, MA 02468

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,018 sqft · built 1914
Lot Size	0.698 acres (30,390 sqft)
Owner	2 Trust Names on Record
Last Sale	$2,200,000 (Sep 2025)
Tax Bill	$20,844 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55036 0002`

Property Details

APN / Parcel Number

Primary APN	`55036 0002`
Alternative APN	`NEWT S:55 B:036 L:0002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	1,617 sqft
Basement Area	1,164 sqft
Unfinished Basement	873 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Slate
Lot Area	30,390 sqft (0.698 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	55036 0002
Street Address	19 RIDGE RD
City	WABAN
State	MA
Zip	02468-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Block	36
Legal Lot Number	2
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2031
Census Tract	374300

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	19 RIDGE RD, WABAN, MA 02468-1818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES UNITED BANK
Sep 30, 2025	Quit Claim Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP
Jan 3, 2017	Deed of Trust, Mortgage · ARM RADIUS FINANCIAL GRP
Oct 23, 2020	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Book / Page	84678 / 595
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	19 RIDGE RD, WABAN, MA 02468-1818
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077260-142
Date	Mar 18, 2021
Book Page	77260/142
Instrument	60369

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON MA
Recording Date	Sep 30, 2025
Property Address	19 RIDGE RD, WABAN, MA 02468-1818
Document Number	084678-595
Book / Page	84678 / 595
Instrument Date	Sep 30, 2025
Instrument	118717
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIDGE RD, WABAN, MA 02468-1818

Mortgage

Document Number	0000118720
Date	Sep 30, 2025
Instrument	118720

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2032
Index	Other

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	19 RIDGE RD, WABAN, MA 02468-1818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68705-419
Date	Jan 3, 2017
Book Page	68705/419
Instrument	1118

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	19 RIDGE RD, WABAN, MA 02468-1818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75963-350
Date	Oct 23, 2020
Book Page	75963/350
Instrument	194184

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2027
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,844.00 (+3.82%)	$2,151,100 (+5%) Land $1,537,600 Building $613,500	$2,329,210 (-)
2025	$20,077.00 (+3.42%)	$2,048,700 (+3%) Land $1,464,400 Building $584,300	$2,329,210 (+12.26%)
2024	$19,413.00 (+4.26%)	$1,989,000 (+8.74%) Land $1,421,700 Building $567,300	$2,074,800
2023	$18,620.00	$1,829,100 Land $1,115,600 Building $713,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	27 (1979–2024)
Claims Outside the SFHA	13 of 27
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 15 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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