19 Radcliffe Ct, Elkton, MD 21921 Property Records

Cecil County property record for 19 Radcliffe Ct, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,662 sqft · built 2011
Lot Size0.293 acres (12,771 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (May 2025)
Tax Bill$6,062 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-087077

Property Details

APN / Parcel Number

Primary APN03-087077
Alternative APNs
  • 3087077
  • 087077

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,662 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,771 sqft (0.293 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area150 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number087077
Street Address19 RADCLIFFE CT
CityELKTON
StateMD
Zip21921-6549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 128 - .2932 ACRE 19 RADCLIFFE COURT KENSINGTON COURTS
Legal SubdivisionKENSINGTON COURTS
Legal Block5
Legal Lot Number128
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1014
Census Tract30505

Owner

19 Radcliffe Ct is owned and occupied by two individuals who bought it in May 2025.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address19 RADCLIFFE CT, ELKTON, MD 21921-6549
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2025 · Amount on File
Deed SaleMay 16, 2025 · Amount on File
Prior SaleFeb 3, 2022 · Amount on File
Deed Book / Page5617 / 279
Record UpdatedOct 29, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 3, 2022
Property Address19 RADCLIFFE CT, ELKTON, MD 21921-6549
Document Number0050970171
Book / Page5097 / 171
Map ReferenceMB NDS 13 FO 68
Instrument DateDec 10, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address19 RADCLIFFE CT, ELKTON, MD 21921-6549

Mortgage

Document Number0005097178
DateFeb 3, 2022
Instrument5097/178
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term119 Months
DueJan 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 19 Radcliffe Ct was $6,062, up 4.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,062.00 (+4.32%)$352,467$369,000 Land $116,800 Building $252,200
2025$5,811.00
2023$4,763.00$314,000$319,400 Land $103,800 Building $215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Radcliffe Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Radcliffe Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
1,200 / 35
IQ Fiber
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
25 / 3
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Radcliffe Ct

Nearby Streets

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