19 Postman Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 19 Postman Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,865 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jul 2026)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7028-00320-0440`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7028-00320-0440`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,865 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 POSTMAN LN
City	PALM COAST
State	FL
Zip	32164-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 28 BLOCK 32 LOT 44 OR 173 PG 59 OR 439 PG 1576 OR 762 PG 1522 OR 832 PG 56 OR 932 PG 1490 OR 1098 PG 1508 OR 1247 PG 568 OR 1257 PG 619 OR 2200/1315-DC-JOHN OR 2947/1051-ANTOINETTE EVANS PR
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	32
Legal Lot Number	44
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2032
Census Tract	60213

Owner

Source: Flagler County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 POSTMAN LN, PALM COAST, FL 32164-4950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	202629012
Deed Book / Page	3071 / 1731
Prior Transfer Date	Aug 6, 2001
Prior Transfer Doc	0762001522
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 17, 2026
Property Address	19 POSTMAN LN, PALM COAST, FL 32164-4950
Document Number	0000029012
Book / Page	3071 / 1731
Instrument Date	Jun 30, 2026
Instrument	202629012
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER PARTNERS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 POSTMAN LN, PALM COAST, FL 32164-4950

Mortgage

Document Number	0000029013,
Date	Jul 17, 2026
Instrument	202629013

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (+479.02%)	$239,905 (+95.53%) Land $53,500 Building $186,405	$239,905 (+2.44%) Land $53,500 Building $186,405
2024	$753.00 (+8.66%) Homeowner's exemption Widower's exemption Additional exemption filed	$122,695 (+3%)	$234,187 (-1.1%) Land $45,500 Building $188,687
2023	$693.00 (-50.04%) Homeowner's exemption Widower's exemption Additional exemption filed	$119,121 (+3%)	$236,801 (+1.79%) Land $44,000 Building $192,801
2022	$1,387.00 Homeowner's exemption	$115,651	$232,635 Land $43,500 Building $189,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20