Chautauqua County and Harmony Town property record for 19 Polder Rd, Panama, NY 14767
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 960 sqft · built 1998 |
| Lot Size | 1 acres (43,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,724 (2026) |
| APN | 064801 398.02-1-42 |
| Primary APN | 064801 398.02-1-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 43,600 sqft (1 acres) |
| Lot Dimensions | 218 ft deep x 200 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48100 |
|---|---|
| Street Address | 19 POLDER RD |
| City | PANAMA |
| State | NY |
| Zip | 14767-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | OLD APN: 064801 104-5-1.4 |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 36802 |
19 Polder Rd is owned and occupied by two individuals.
Source: Chautauqua County and Harmony Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 POLDER RD, PANAMA, NY 14767-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 19 Polder Rd was $2,724 with a homeowner's exemption, up 2.5% from the year before.
Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,724.00 (+2.52%) Homeowner's exemption | ||
| 2025 | $2,657.00 | $78,000 Land $2,000 Building $76,000 | $130,000 Land $3,333 Building $126,667 |
| 2023 | $78,000 (-) Land $2,000 Building $76,000 | $109,100 (+22.53%) Land $2,797 Building $106,303 | |
| 2022 | Homeowner's exemption | $78,000 Land $2,000 Building $76,000 | $89,041 Land $2,283 Building $86,758 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 19 Polder Rd; there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (2014–2019) |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Polder Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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