Essex County and Saugus Town property record for 19 Pearl Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,787 sqft · built 1965 |
| Lot Size | 0.232 acres (10,115 sqft) |
| Owner | Trust Name on File |
| Last Sale | $350,000 (Aug 2001) |
| Tax Bill | $7,242 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23710-14 |
| Primary APN | 23710-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,115 sqft (0.232 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 23710-14 |
|---|---|
| Street Address | 19 PEARL RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Subdivision | PLAN & PROFILE INDIAN VLY |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208301 |
19 Pearl Rd is owner-occupied and held in a trust since February 2021.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19 PEARL RD, SAUGUS, MA 01906-1260 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Mar 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2001 · Amount on File |
| Deed Sale | Aug 30, 2001 · Amount on File |
| Prior Sale | Nov 19, 1996 · Amount on File |
| Deed Book / Page | 17596 / 340 |
| Last Transfer Date | Feb 26, 2021 |
| Transfer Doc | 39590-596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 19 PEARL RD, SAUGUS, MA 01906-1260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040686-117 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 40686/117 |
| Instrument | 20220127002930 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 19 PEARL RD, SAUGUS, MA 01906-1260 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40141-196 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 40141/196 |
| Instrument | 20210803000710 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Mar 1, 2021 |
| Property Address | 19 PEARL RD, SAUGUS, MA 01906-1260 |
| Document Number | 39590-596 |
| Book / Page | 39590 / 596 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 20210301005620 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 PEARL RD, SAUGUS, MA 01906-1260 |
The 2026 property tax bill for 19 Pearl Rd was $7,242, up 4.7% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,242.00 (+4.74%) | $695,000 (+7.35%) Land $392,000 Building $299,200 | $756,288 (+7.84%) |
| 2025 | $6,914.00 (+3.29%) | $647,400 (+3.01%) Land $356,000 Building $291,400 | $701,290 |
| 2024 | $6,694.00 (+1.72%) | $628,500 (+7.53%) Land $342,400 Building $286,100 | |
| 2023 | $6,581.00 | $584,500 Land $310,900 Building $273,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Pearl Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Pearl Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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