19 Palmetto Dr, Stuart, FL 34996 Property Records

Martin County property record for 19 Palmetto Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,625 sqft · built 1989
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Sep 2005)
Tax Bill	$464 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-38-41-010-000-0022.2-2-0000`

Property Details

APN / Parcel Number

Primary APN	`01-38-41-010-000-0022.2-2-0000`
Alternative APNs	`01-38-41-010-000-00222-2` `138410100000022220000` `17778`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,625 sqft Living Area
Gross Area	4,261 sqft
1st Floor Area	3,302 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,254 sqft (0.442 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	865 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17778
Street Address	19 PALMETTO DR
City	STUART
State	FL
Zip	34996-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PALMETTO PARK (A PORTION SHOWN AS NOT INCLUDED ON PLAT) THE WLY 120.5 OF ELY 140.5 OF LOT 2
Legal Range	41E
Legal Township	38S
Legal Section	1
Legal Subdivision	PALMETTO PARK
Legal Block	1
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1008
Census Tract	502

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19 PALMETTO DR, STUART, FL 34996-6719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2005 · Amount on Record
Deed Sale	Sep 27, 2005 · Amount on Record
Prior Sale	Jul 1, 1996 · Amount on Record
Deed Document Number	20051875598
Deed Book / Page	2064 / 2432
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	19 PALMETTO DR, SEWALLS POINT, FL 34996-6719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030191284
Date	Oct 3, 2018
Book Page	03019/1284
Instrument	2718610

Lender

Name	SEASIDE NATIONAL BANK & TRUST
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+4.5%) Additional exemption filed	$518,716 (+5.99%)	$1,033,300 (+11.17%) Land $535,000 Building $498,300
2024	$444.00 (+5.46%)
2023	$421.00 (+3.95%) Additional exemption filed	$489,416 (+3%)	$929,480 (+17.9%) Land $400,000 Building $529,480
2022	$405.00 Homeowner's exemption	$475,162	$788,360 Land $360,000 Building $428,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20