19 Otts Rd, Buchanan, TN 38222 Property Records

Henry County property record for 19 Otts Rd, Buchanan, TN 38222

Property Summary

Property Type	Single Family Home
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Tax Bill	$235 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040023 00402`

Property Details

APN / Parcel Number

Primary APN	`040023 00402`
Alternative APN	`023 00402`

Exterior

Lot Area	93,218 sqft (2.14 acres)
Utility Building	560 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	19 OTTS RD
City	BUCHANAN
State	TN
Zip	38222-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 13, COUNTY AREA: L10
Legal Lot Number	1
Jurisdiction	HENRY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1021
Census Tract	969001

Owner

Source: Henry County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 OTTS RD, BUCHANAN, TN 38222-5016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN
Mar 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 26, 2021
Transfer Doc	000558/272
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	19 OTTS RD, BUCHANAN, TN 38222-5016
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OTTS RD, BUCHANAN, TN 38222-5016

Mortgage

Document Number	000594/922
Date	May 10, 2022
Book Page	594/922
Instrument	164385

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35208

Agreement

Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY TN
Property Address	19 OTTS RD, BUCHANAN, TN 38222-5016
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OTTS RD, BUCHANAN, TN 38222-5016

Mortgage

Document Number	000589/402
Date	Mar 3, 2022
Book Page	589/402
Instrument	163036

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	Jan 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY TN
Recording Date	Feb 26, 2021
Property Address	19 OTTS RD, BUCHANAN, TN 38222-5016
Document Number	000558/272
Book / Page	558 / 272
Map Reference	CAB F SL 139
Instrument Date	Feb 4, 2021
Instrument	155635
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OTTS RD, BUCHANAN, TN 38222-5016

Tax Assessment & Valuation

Source: Henry County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Henry County
Unified School District	Henry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$235.00 (+9.3%)	$19,600 (+72.31%) Land $9,825 Building $9,775	$78,400 (+72.31%) Land $39,300 Building $39,100
2023		$11,375 (-) Land $3,400 Building $7,975
2022	$215.00	$11,375 Land $3,400 Building $7,975	$45,500 (-) Land $13,600 Building $31,900
2020			$45,500 Land $13,600 Building $31,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST HENRY COUNTY U.D. serves 5,640 people · EPA ID TN0000540
Water Source	Groundwater
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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