19 Osprey Dr, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 19 Osprey Dr, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,764 sqft · built 2009
Lot Size0.23 acres (10,019 sqft)
Owner2 Trust Names on Record
Last Sale$925,000 (Aug 2023)
Tax Bill$7,490 (2025)
Deeds & MortgagesMay 2020 Refinance
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:002 L:002059

Property Details

APN / Parcel Number

Primary APNCOTU M:002 L:002059
Alternative APN
  • 102

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,764 sqft Living Area
Gross Area5,144 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number102
Street Address19 OSPREY DR
CityCOTUIT
StateMA
Zip02635-2536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number2059
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group2
Census Block2057
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address19 OSPREY DR, COTUIT, MA 02635-2536
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
May 10, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2023 · Amount on Record
Deed SaleAug 11, 2023 · Amount on Record
Prior SaleMay 10, 2019 · Amount on Record
Deed Document Number202331886
Deed Book / Page35933 / 216
Prior Transfer DateMar 27, 2023
Prior Transfer Doc0000012639
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address19 OSPREY DR, COTUIT, MA 02635-2536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32897-331
DateMay 12, 2020
Book Page32897/331
Instrument22539
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateMay 10, 2019
Property Address19 OSPREY DR, COTUIT, MA 02635-2536
Document Number32012-328
Book / Page32012 / 328
Instrument DateMay 2, 2019
Instrument21229
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 98, MARION, CT 06444-0098

Mortgage

Document Number21230
DateMay 10, 2019
Instrument21230
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,490.00 (+9.39%)$897,000 (+3.23%) Land $249,300 Building $647,700$1,056,780
2024$6,847.00 (+1.05%)$868,900 (+7.34%) Land $249,300 Building $619,600
2023$6,776.00$809,500 Land $246,700 Building $562,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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