Rensselaer County and Troy City property record for 19 Oneil St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,188 sqft · built 1963 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Feb 2023) |
| Tax Bill | $7,506 (2026) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2020 Mortgage |
| APN | 381700 112.38-5-9 |
| Primary APN | 381700 112.38-5-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 396 sqft |
| Game Room | Game Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0907200 |
|---|---|
| Street Address | 19 ONEIL ST |
| City | TROY |
| State | NY |
| Zip | 12180-5440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 1 1/2 STY FRM HSE /147 |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 41102 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 ONEIL ST, TROY, NY 12180-5440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on Record |
| Deed Sale | Feb 2, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2012 · Amount on Record |
| Deed Document Number | 2023623394 |
| Deed Book / Page | 10312 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Feb 2, 2023 |
| Property Address | 19 ONEIL ST, TROY, NY 12180-5440 |
| Document Number | 0103120302 |
| Book / Page | 10312 / 302 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 2023-623394 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34 BELVIDERE AVE, ALBANY, NY 12203-2132 |
| Document Number | 2023623395 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023-623395 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 19 ONEIL ST, TROY, NY 12180-5440 |
| Document Number | 0000576347 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 19 ONEIL ST TROY NY 121805440, TROY, NY 12180-5440 |
| Document Number | 0000576347 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 009321/000128 |
| Instrument | 576347 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,506.00 (-2.16%) | ||
| 2025 | $7,672.00 (+37.05%) | $151,500 (-) Land $14,000 Building $137,500 | $259,400 (+19.87%) Land $23,971 Building $235,429 |
| 2023 | $151,500 (-) Land $14,000 Building $137,500 | $216,400 (+8.56%) Land $19,997 Building $196,403 | |
| 2022 | $5,598.00 Homeowner's exemption Veteran's exemption | $151,500 Land $14,000 Building $137,500 | $199,342 Land $18,421 Building $180,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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