Monmouth County and Highlands Borough property record for 19 Ocean St, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,867 sqft · built 1940 |
| Lot Size | 0.15 acres (6,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Oct 2021) |
| Tax Bill | $12,651 (2025) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00019-0000-00005 |
| Primary APN | 19-00019-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,867 sqft Living Area |
| 1st Floor Area | 1,287 sqft |
| Upper Floors Area | 1,228 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,525 sqft (0.15 acres) |
| Lot Dimensions | 145 ft deep x 45 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 616 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00005010 |
|---|---|
| Street Address | 19 OCEAN ST |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Description | ALSO LOT 4 NIT 1A |
| Legal Block | 19 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 800102 |
19 Ocean St is owned and occupied by two individuals who bought it in October 2021.
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 OCEAN ST, HIGHLANDS, NJ 07732-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Aug 24, 2000 · Amount on File |
| Deed Document Number | 2021158959 |
| Deed Book / Page | 9554 / 6013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2021 |
| Property Address | 19 OCEAN ST, HIGHLANDS, NJ 07732-1827 |
| Document Number | 0095546013 |
| Book / Page | 9554 / 6013 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021158959 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Tax | $1,832.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 TOWER HILL ROAD, 38, RED BANK, NJ |
| Name | Verified Name |
|---|---|
| Address | 217 E HIGHLAND AVE, ATLANTIC HIGHLANDS, NJ 07716-1512 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 19 Ocean St was $12,651, down 17.3% from the year before.
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,300 (+11.96%) Land $529,500 Building $298,800 | $828,300 (+11.96%) Land $529,500 Building $298,800 | |
| 2025 | $12,651.00 (-17.28%) | $739,800 Land $443,700 Building $296,100 | $739,800 Land $443,700 Building $296,100 |
| 2024 | $15,293.00 | ||
| 2023 | $790,200 Land $344,700 Building $445,500 | $790,200 Land $344,700 Building $445,500 | |
| 2022 | $13,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Ocean St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (1992–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Ocean St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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