19 Oak Ridge Cir, Rincon, GA 31326 Property Records

Effingham County property record for 19 Oak Ridge Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1996
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Oct 2018)
Tax Bill	$1,747 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2540-027-000`

Property Details

APN / Parcel Number

Primary APN	`R2540-027-000`
Alternative APNs	`0100H027000` `R2540027` `25414`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	325 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25414
Street Address	19 OAK RIDGE CIR
City	RINCON
State	GA
Zip	31326-8809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	.28 AC LOT 27
Legal Subdivision	BENT TREE
Legal Lot Number	27
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3019
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
Oct 5, 2018	Warranty Deed, Transfer
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Deed Document Number	20182695
Deed Book / Page	2491 / 390
Prior Transfer Date	Sep 29, 2006
Prior Transfer Doc	001529/310
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809

Mortgage

Document Number	0000002491/0000000392
Date	Oct 5, 2018
Book Page	0000002491/0000000392
Instrument	008782

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 5, 2018
Property Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809
Document Number	2491/390
Book / Page	2491 / 390
Instrument Date	Oct 5, 2018
Instrument	2018-002695
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 5, 2018
Property Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809
Document Number	002491/390
Book / Page	2491 / 390
Instrument Date	Oct 5, 2018
Instrument	2018-002695
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 OAK RIDGE CIR, RINCON, GA 31326-8809

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,485 (+7.36%) Land $22,800 Building $85,685	$271,214 (+7.36%) Land $57,000 Building $214,214
2025	$1,747.00 (+8.85%) Homeowner's exemption	$101,044 (+0.91%) Land $22,800 Building $78,244	$252,611 (+0.91%) Land $57,000 Building $195,611
2024	$1,605.00 (+3.62%) Homeowner's exemption	$100,128 (+46.96%) Land $22,800 Building $77,328	$250,321 (+46.96%) Land $57,000 Building $193,321
2022	$1,549.00 Homeowner's exemption	$68,131 Land $17,600 Building $50,531	$170,328 Land $44,000 Building $126,328

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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