19 Oak Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 19 Oak Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1989
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Sep 2023)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Sep 2023 Refinance Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CROM M:00532700`

Property Details

APN / Parcel Number

Primary APN	`CROM M:00532700`
Alternative APNs	`M:02 B:2 L:8B` `532700` `2-8B`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,256 sqft
Basement Area	1,164 sqft
Unfinished Basement	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	532700
Street Address	19 OAK RD
City	CROMWELL
State	CT
Zip	06416-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	2
Legal Lot Number	8B
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1025
Census Tract	570100

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 OAK RD, CROMWELL, CT 06416-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CONNECTICUT HOUSING FINANCE AUTHORITY
Apr 8, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 21, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Jul 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
May 15, 2020	Warranty Deed, Foreclosure UNKNOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20231584
Deed Book / Page	1804 / 268
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001804-288
Date	Sep 21, 2023
Book Page	1804/288
Instrument	202300001587

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001848-96
Date	Apr 8, 2025
Book Page	1848/96
Instrument	685

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Sep 21, 2023
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Document Number	001804-268
Book / Page	1804 / 268
Instrument Date	Sep 13, 2023
Instrument	1584
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SHADY LN, CROMWELL, CT 06416-1275

Mortgage

Document Number	0000001585
Date	Sep 21, 2023
Instrument	1585

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	001804-284
Date	Sep 21, 2023
Book Page	1804/284
Instrument	202300001586

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001792-256
Date	Mar 30, 2023
Book Page	1792/256
Instrument	525

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jul 24, 2020
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Document Number	1684-273
Book / Page	1684 / 273
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1684276
Date	Jul 24, 2020
Instrument	1684/276

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	May 15, 2020
Property Address	19 OAK RD, CROMWELL, CT 06416-1010
Document Number	1678-205
Book / Page	001678 / 000205
Instrument Date	Dec 24, 2019
Transaction Type	Foreclosure
Record Updated	Jun 9, 2020
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19 OAK RD CROMWELL CT 064161010, CROMWELL, CT 06416-1010
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00	$173,040 (+1%) Land $74,130 Building $98,910	$121,128 Land $51,891 Building $69,237
2024	$5,328.00 (+109.35%)
2023	$2,545.00 (+10.56%)	$86,520 (+25.28%) Land $37,030 Building $49,490
2022	$2,302.00	$69,060 Land $33,955 Building $35,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on Oak Rd

Nearby Streets

All Cromwell, CT Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures