19 Neptune Ave, #2, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 19 Neptune Ave, #2, Winthrop, MA 02152

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,415 sqft · built 1914
Owner	Individual Name on File
Last Sale	$675,000 (Feb 2025)
Tax Bill	$6,395 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WINT M:051 L:034-2`

Property Details

APN / Parcel Number

Primary APN	`WINT M:051 L:034-2`
Alternative APN	`51342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,415 sqft Living Area
Gross Area	1,778 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	51342
Street Address	19 NEPTUNE AVE, 2
City	WINTHROP
State	MA
Zip	02152-1126
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	34-2
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1003
Census Tract	180500

Owner

19 Neptune Ave, #2 is owned and occupied by an individual who bought it in February 2025.

Source: Suffolk County and Winthrop Town City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	19 NEPTUNE AVE, 2, WINTHROP, MA 02152-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on File
Deed Sale	Feb 25, 2025 · Amount on File
Prior Sale	Dec 20, 2022 · Amount on File
Deed Book / Page	71108 / 333
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	19 NEPTUNE AVE # 2, 2, WINTHROP, MA 02152-1126
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071950-85
Date	Oct 6, 2025
Book Page	71950/85
Instrument	64090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WINTHROP MA
Recording Date	Dec 20, 2022
Property Address	19 NEPTUNE AVE # 2, 2, WINTHROP, MA 02152-1126
Document Number	0068538-53
Book / Page	68538 / 53
Instrument Date	Dec 16, 2022
Instrument	100890
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 NEPTUNE AVE # 2, 2, WINTHROP, MA 02152-1126

Mortgage

Document Number	0000100891
Date	Dec 20, 2022
Instrument	100891

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19 Neptune Ave, #2 was $6,395, up 3.3% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,395.00 (+3.28%)	$619,700 (+4.29%) Building $619,700
2024	$6,192.00 (-1.99%)	$594,200 (+0.63%) Building $594,200
2023	$6,318.00	$590,500 Building $590,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19 Neptune Ave, #2 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 107 individual policies
Nearby Flood Policies	205 units insured incl. 98 condo units
Nearby Flood Claims	166 (1978–2012)
Claims Outside the SFHA	2 of 166
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 20 claims Coastal Storm, Oct 1991 · 29 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Neptune Ave, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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