19 N 1st St, Luck, WI 54853 Property Records

Polk County property record for 19 N 1st St, Luck, WI 54853

Property Summary

Property TypeSingle Family Home
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$1,050,000 (Jul 2025)
Tax Bill$2,661 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Jan 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146-00101-0000

Property Details

APN / Parcel Number

Primary APN146-00101-0000

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address19 N 1ST ST
CityLUCK
StateWI
Zip54853-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 60' OF N 152.66' LOT 1 BLK 5 FIRST ADDITION TO LAWSON CITY
Legal Range17W
Legal Township36N
Legal Section28
Legal Block5
Legal Lot Number1
JurisdictionPOLK WI
Township / Civil DivisionLUCK
Census Block Group2
Census Block2010
Census Tract960200

Owner

19 N 1st St is owned by an individual who bought it in July 2025.

Source: Polk County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address19 N 1ST STREET WI, WI
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2025Warranty Deed, Transfer · Commercial Mortgage
CUMBERLAND FEDERAL BANK FSB
Jan 4, 2023Deed of Trust, Mortgage · Commercial Mortgage
FRANDSEN BANK & TRUST
Nov 29, 2022Warranty Deed, Transfer
PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE
Jun 27, 2022Personal Representative Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2025 · Amount on File
Deed SaleJul 2, 2025 · Amount on File
Prior SaleNov 29, 2022 · Amount on File
Deed Document Number2025936631
Prior Transfer DateJun 30, 2025
Prior Transfer Doc0000936631
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJul 2, 2025
Property Address19 N 1ST ST, LUCK, WI 54853-2251
Document Number0000936631
Map ReferenceDOC 932705
Instrument DateJun 27, 2025
Instrument936631
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyT M TITLE SERVICES INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000936632
DateJul 2, 2025
Instrument936632
Lender
NameCUMBERLAND FEDERAL BANK FSB
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address19 N 1ST ST, LUCK, WI 54853
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000914856
DateJan 4, 2023
Instrument914856
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term72 Months
DueJan 5, 2028
Interest
Rate TypeFixed Rate

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateNov 29, 2022
Property Address19 N 1ST ST, LUCK, WI 54853
Document Number0000914068
Instrument DateNov 28, 2022
Instrument914068
Transaction TypeTransfer
Record UpdatedDec 21, 2022
Title CompanyPANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE

Transaction

AmountAmount on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionPOLK WI
Recording DateJun 27, 2022
Property Address19 N 1ST ST, LUCK, WI 54853
Document Number0000909930
Instrument DateJun 6, 2022
Instrument909930
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 19 N 1st St was $2,661.

Source: Polk County assessment roll, as of February 19, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityLuck Village
Unified School DistrictLuck School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,661.00$164,900 Land $11,500 Building $153,400$169,100 Land $11,793 Building $157,307
2023$1,501.00 (+5.33%)$61,000 (-) Land $7,500 Building $53,500$104,300 (+17.45%)
2022$1,425.00$61,000 Land $7,500 Building $53,500$88,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 N 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1986)
Most Recent ClaimJul 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 N 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUCK WATERWORKS
serves 1,150 people · EPA ID WI6490338
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lakeland Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N 1st St

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