19 Mostyn St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 19 Mostyn St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,870 sqft · built 1850
Lot Size	0.509 acres (22,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Jul 2019)
Tax Bill	$24,356 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0031 B:0030 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0031 B:0030 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	3,870 sqft Living Area
Gross Area	6,142 sqft
Basement Area	1,468 sqft
Unfinished Basement	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,176 sqft (0.509 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	19 MOSTYN ST
City	SWAMPSCOTT
State	MA
Zip	01907-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Subdivision	BEACH BLUFF
Legal Block	30
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	5
Census Block	5008
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 MOSTYN ST, SWAMPSCOTT, MA 01907-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage LEADER BANK NA
Aug 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 9, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Mar 25, 2011 · Amount on Record
Deed Document Number	20191930
Prior Transfer Date	Jul 3, 2019
Prior Transfer Doc	37651-14
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	19 MOSTYN ST, SWAMPSCOTT, MA 01907-1616
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38828-25
Date	Aug 17, 2020
Book Page	38828/25
Instrument	20200817002040

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	19 MOSTYN ST, SWAMPSCOTT, MA 01907-1616
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38828-13
Date	Aug 17, 2020
Book Page	38828/13
Instrument	20200817002030

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 9, 2019
Property Address	19 MOSTYN ST, SWAMPSCOTT, MA 01907-1616
Document Number	37651-14
Book / Page	37651 / 14
Instrument Date	Jul 3, 2019
Instrument	20190709001930
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MOSTYN ST, SWAMPSCOTT, MA 01907-1616

Mortgage

Document Number	190709001940
Date	Jul 9, 2019
Instrument	190709001940

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,356.00 (+11.31%)	$2,029,700 (+6.4%) Land $641,800 Building $1,387,900	$2,205,693 (+17.94%)
2025	$21,881.00 (+11.51%)	$1,907,700 (+14.13%) Land $584,800 Building $1,322,900	$1,870,170
2023	$19,623.00	$1,671,500 Land $499,200 Building $1,172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 individual policies
Nearby Flood Policies	35 units insured incl. 2 condo units
Nearby Flood Claims	4 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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