19 Mona Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 19 Mona Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1956
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2023)
Tax Bill	$2,598 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`061 024`

Property Details

APN / Parcel Number

Primary APN	`061 024`
Alternative APN	`300200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Gentle Slope
Garage Area	476 sqft

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	300200
Street Address	19 MONA DR
City	TOCCOA
State	GA
Zip	30577-8259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HWY 17 LOT
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	1
Census Block	1048
Census Tract	970402

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 MONA DR, TOCCOA, GA 30577-8259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · FHA Mortgage UMORTGAGE
Dec 22, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Dec 22, 2021
Deed Document Number	0001333133
Deed Book / Page	1333 / 133
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 7, 2023
Property Address	19 MONA DR, TOCCOA, GA 30577-8259
Document Number	0013330133
Book / Page	1333 / 133
Instrument Date	Jun 7, 2023
Instrument	2023-000670
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MONA DR, TOCCOA, GA 30577-8259

Mortgage

Document Number	0000000823
Date	Jun 7, 2023
Instrument	000823

Lender

Name	UMORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 22, 2021
Property Address	19 MONA DR, TOCCOA, GA 30577-8259
Document Number	0012800034
Book / Page	1280 / 34
Instrument Date	Dec 22, 2021
Instrument	2021-001806
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 HERITAGE LN, TOCCOA, GA 30577-9171
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,598.00 (+250.13%)	$94,676 (+279.36%) Land $2,004 Building $92,672	$236,690 (+279.36%) Land $5,009 Building $231,681
2023	$742.00 (+18.91%)	$24,957 (+19%) Land $2,004 Building $22,953	$62,392 (+19%) Land $5,009 Building $57,383
2022	$624.00	$20,973 Land $1,830 Building $19,143	$52,432 Land $4,574 Building $47,858

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: HTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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