19 Mitchell St, Smallwood, NY 12778 Property Records

Sullivan County and Bethel Town property record for 19 Mitchell St, Smallwood, NY 12778

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,368 sqft · built 1996
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Apr 2026)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482000 46.-25-19`

Property Details

APN / Parcel Number

Primary APN	`482000 46.-25-19`
Alternative APN	`2000046 0025019000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	19 MITCHELL ST
City	SMALLWOOD
State	NY
Zip	12778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	SEC G 19-21
Legal Block	25
Legal Lot Number	19.000
Jurisdiction	SULLIVAN NY
Township / Civil Division	BETHEL
Census Block Group	3
Census Block	3017
Census Tract	952000

Owner

Source: Sullivan County and Bethel Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 SACKETT LAKE RD, MONTICELLO, NY 12701-4514
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 24, 2026	Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTY MORTGAGE INC
Jan 21, 2022	Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Jul 24, 2018	Quit Claim Deed, Transfer OTHER
Jun 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	20263007
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	0000000099
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	19 MITCHELL ST, SMALLWOOD, NY 12778
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000032
Date	Jul 25, 2023
Instrument	2023-6032

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Apr 24, 2026
Property Address	19 MITCHELL ST, SMALLWOOD, NY 12778
Document Number	0000000007
Instrument Date	Apr 20, 2026
Instrument	2026.3007
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SACKETT LAKE RD, MONTICELLO, NY 12701-4514

Mortgage

Date	Apr 24, 2026

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jan 21, 2022
Property Address	19 MITCHELL ST, SMALLWOOD, NY 12778
Document Number	0000000074
Instrument Date	Jan 14, 2022
Instrument	2022-874
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MITCHELL ST, SMALLWOOD, NY 12778

Mortgage

Document Number	0000000075
Date	Jan 21, 2022
Instrument	2022-875

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jul 24, 2018
Property Address	19 MITCHELL ST, SMALLWOOD, NY 12778
Document Number	0000005099
Instrument Date	Jul 24, 2018
Instrument	5099
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	80 JEFFERSON ST MONTICELLO NY 127011148, MONTICELLO, NY 12701-1148

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SULLIVAN NY
Recording Date	Jun 30, 2017
Property Address	19 MITCHELL ST, SMALLWOOD, NY 12778
Document Number	0000004819
Instrument Date	Jun 30, 2017
Instrument	4819
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 JEFFERSON ST MONTICELLO NY 127011148, MONTICELLO, NY 12701-1148
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sullivan County and Bethel Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Bethel Town
Unified School District	Monticello Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,992.00 (-2.12%)	$96,500 (-) Land $10,900 Building $85,600	$284,300 (+9.01%) Land $32,113 Building $252,187
2024		$96,500 (-) Land $10,900 Building $85,600	$260,800 (+6.23%) Land $29,458 Building $231,342
2023		$96,500 Land $10,900 Building $85,600	$245,500 Land $27,730 Building $217,770
2021	$5,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1983–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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