19 Milrose Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 19 Milrose Ave, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 2001
Lot Size	0.452 acres (19,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Feb 2019)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	Apr 2020 Refinance Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:29 B:14`

Property Details

APN / Parcel Number

Primary APN	`WEST M:29 B:14`
Alternative APNs	`M:029 B:14 L` `16163050`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
Gross Area	5,711 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,688 sqft (0.452 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16163050
Street Address	19 MILROSE AVE
City	WESTERLY
State	RI
Zip	02891-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3011
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 MILROSE AVE, WESTERLY, RI 02891-1412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Feb 8, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SEMPER HOME LOANS INC
May 18, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Jan 24, 2014 · Amount on Record
Deed Document Number	2019497
Deed Book / Page	2019 / 2006
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	19 MILROSE AVE, WESTERLY, RI 02891-1412
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020-7259
Date	Apr 24, 2020
Book Page	2020/7259
Instrument	2020-1686

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 8, 2019
Property Address	19 MILROSE AVE, WESTERLY, RI 02891-1412
Document Number	2019-2006
Book / Page	2019 / 2006
Instrument	497
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MILROSE AVE, WESTERLY, RI 02891-1412

Mortgage

Document Number	498
Date	Feb 8, 2019
Instrument	498

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	19 MILROSE AVE, WESTERLY, RI 02891-1412
Document Number	2017-8821
Book / Page	002017 / 008821
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MILROSE AVE WESTERLY RI 028911412, WESTERLY, RI 02891-1412

Mortgage

Document Number	2017-8821
Date	May 24, 2017
Book Page	002017/008821
Instrument	2192

Lender

Name	WASHINGTON TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,078.00 (+0.12%)	$714,200 (+35.47%) Land $229,800 Building $484,400	$790,221
2023	$5,072.00 (+0.63%)	$527,200 (-) Land $164,200 Building $363,000
2022	$5,040.00	$527,200 Land $164,200 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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