19 Michael Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 19 Michael Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,482 sqft · built 1962
Lot Size	0.596 acres (26,000 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2013)
Tax Bill	$6,971 (2026)
Deeds & Mortgages	Jan 2026 Sale Jun 2022 Mortgage + 2 more
APN	`032400 078.14-1-15`

Property Details

APN / Parcel Number

Primary APN	`032400 078.14-1-15`
Alternative APNs	`240007801400010150000000` `24104000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	26,000 sqft (0.596 acres)
Lot Dimensions	200 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	24104000000
Street Address	19 MICHAEL RD
City	BINGHAMTON
State	NY
Zip	13901-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	004000000600A10X0000
Legal Subdivision	KATHLEEN MANOR SUBDIVISION NUMBER 1
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	2
Census Block	2012
Census Tract	12101

Owner

19 Michael Rd is owned and occupied by an individual who bought it in August 2013.

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage VISIONS FCU
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADE & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on File
Deed Sale	Aug 30, 2013 · Amount on File
Prior Sale	Feb 23, 2004 · Amount on File
Deed Document Number	201330661
Deed Book / Page	2410 / 506
Prior Transfer Date	Oct 26, 2006
Prior Transfer Doc	0021680164
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Jan 14, 2026
Property Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330
Document Number	0D2815/124
Book / Page	D2815 / 124
Map Reference	MB 1 PG 11
Instrument Date	Dec 5, 2025
Instrument	202600001063
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 HALL ST, BINGHAMTON, NY 13903-2577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330

Mortgage

Document Number	004087/758
Date	Jun 24, 2022
Book Page	4087/758
Instrument	202200016416

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Dec 30, 2022
Property Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330
Document Number	002712/249
Book / Page	2712 / 249
Instrument Date	Dec 21, 2022
Instrument	202200033733
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DUTCHESS RD, BINGHAMTON, NY 13901-1412

Mortgage

Document Number	04113/1469
Date	Dec 30, 2022
Book Page	4113/1469
Instrument	202200033734

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	10%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	19 MICHAEL RD, BINGHAMTON, NY 13901-5330
Document Number	0038611453
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MICHAEL RD BINGHAMTON NY 139015330, BINGHAMTON, NY 13901-5330

Mortgage

Document Number	0038611453
Date	Apr 11, 2018
Book Page	003861/001453
Instrument	9686

Lender

Name	MANUFACTURERS TRADE & TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19 Michael Rd was $6,971, up 6.8% from the year before.

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,971.00 (+6.84%)
2025	$6,525.00 (+4.84%)	$120,100 Land $16,900 Building $103,200	$280,000 Land $39,400 Building $240,600
2024	$6,224.00
2023		$120,100 Land $16,900 Building $103,200	$236,417 Land $33,268 Building $203,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19 Michael Rd; there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1979–2011)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Michael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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