19 Memorial Ave, Freedom, CA 95019 Property Records

Santa Cruz County property record for 19 Memorial Ave, Freedom, CA 95019 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 1948
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2018)
Tax Bill	$7,587 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-014-05`

Property Details

APN / Parcel Number

Primary APN	`048-014-05`
Alternative APN	`048-014-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,443 sqft Living Area
Gross Area	1,723 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	280 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 MEMORIAL AVE
City	FREEDOM
State	CA
Zip	95019-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LONE PINE
Legal Lot Number	20
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110700

Owner

Source: Santa Cruz County records · APN 048-014-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19 MEMORIAL AVE, FREEDOM, CA 95019-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2018	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 28, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	201829583
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	0000026375
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	19 MEMORIAL AVE, FREEDOM, CA 95019-2728
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015194
Date	May 04, 2020
Instrument	2020-0015194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2018
Property Address	19 MEMORIAL AVE, FREEDOM, CA 95019-2728
Document Number	0000029583
Map Reference	VOL 25 PG 21
Instrument Date	Sep 24, 2018
Instrument	2018-0029583
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 MEMORIAL AVE, FREEDOM, CA 95019-2728

Mortgage

Document Number	0000029584
Date	Sep 28, 2018
Instrument	2018-0029584

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 28, 2018
Property Address	19 MEMORIAL AVE, FREEDOM, CA 95019-2728
Document Number	0000026375
Instrument Date	Aug 21, 2018
Instrument	26375
Transaction Type	Transfer
Record Updated	Sep 14, 2018

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 MEMORIAL AVE FREEDOM CA 950192728, FREEDOM, CA 95019-2728

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,090 (+2%) Land $358,416 Building $170,674
2025	$7,587.00 (+13.34%)	$518,717 (+4.04%) Land $351,389 Building $167,328
2023	$6,694.00 (+2.73%)	$498,574 Land $337,744 Building $160,830	$551,520
2022	$6,516.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 244 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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