19 McCarthy Ave, Frostproof, FL 33843 Property Records

Polk County property record for 19 McCarthy Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,203 sqft · built 1925
Lot Size	0.742 acres (32,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,500 (Nov 2020)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Nov 2020 Sale Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-28-964200-002100`

Property Details

APN / Parcel Number

Primary APN	`28-31-28-964200-002100`
Alternative APN	`83128000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	1,678 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	32,330 sqft (0.742 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	308 sqft
Porch	Florida Room
Porch Area	597 sqft
Utility Building	288 sqft

Location & Zoning

Street Address	19 MCCARTHY AVE
City	FROSTPROOF
State	FL
Zip	33843-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL ESTATE SUB PB 9 PG 42 BLK 2 LOTS 10 THRU 13 & BEG 861 FT N & 225 FT E OF SW COR OF SEC RUN N 58 FT E 200 FT S 58 FT W 200 FT TO BEG
Legal Range	28E
Legal Township	31S
Legal Section	28
Legal Subdivision	HALL ESTATE SUBDIVISION
Legal Tract	964200
Legal Block	2
Legal Lot Number	10-13
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2022
Census Tract	15702

Owner

Source: Polk County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 MCCARTHY AVE, FROSTPROOF, FL 33843-1940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Warranty Deed, Transfer LAKELAND TITLE LLC
Nov 16, 2020	Warranty Deed, Transfer LAKELAND TITLE LLC
Jan 28, 2021	Correction Deed, Transfer LAKELAND TITLE LLC
Jul 2, 2020	Warranty Deed, Transfer RESIDENTIAL CAP PTRS SECURED L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2020245148
Deed Book / Page	11457 / 670
Transfer Doc	3844001494
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2020
Property Address	19 MCCARTHY AVE, FROSTPROOF, FL 33843-1940
Document Number	0114570670
Book / Page	011457 / 000670
Instrument Date	Nov 10, 2020
Instrument	245148
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,327.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 MCCARTHY AVE FROSTPROOF FL 338431940, FROSTPROOF, FL 33843-1940

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 16, 2020
Property Address	19 MCCARTHY AVE, FROSTPROOF, FL 33843-1940
Document Number	0114570668
Book / Page	011457 / 000668
Instrument Date	Nov 10, 2020
Instrument	245147
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	LAKELAND TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	836 ORANGE PARK AVE LAKELAND FL 338015525, LAKELAND, FL 33801-5525

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jan 28, 2021
Property Address	19 MCCARTHY AVE, FROSTPROOF, FL 33843-1940
Document Number	0115560430
Book / Page	011556 / 000430
Instrument Date	Nov 10, 2020
Instrument	22457
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,327.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 MCCARTHY AVE FROSTPROOF FL 338431940, FROSTPROOF, FL 33843-1940

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 2, 2020
Property Address	19 MCCARTHY AVE, FROSTPROOF, FL 33843-1940
Document Number	0112851272
Book / Page	011285 / 001272
Instrument Date	Jun 24, 2020
Instrument	132466
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$683.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	836 ORANGE PARK AVE LAKELAND FL 338015525, LAKELAND, FL 33801-5525

Mortgage

Document Number	112851274
Date	Jul 2, 2020
Book Page	011285/001274
Instrument	132467

Lender

Name	RESIDENTIAL CAP PTRS SECURED L
Address	3838 OAK LAWN AVE # 1500, DALLAS, TX 75219-4516

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,670 (+2.7%)	$247,027 (-7.18%) Land $23,366 Building $223,661
2025	$2,737.00 (+0.7%) Homeowner's exemption	$212,921 (+5.99%)	$266,123 (-4.3%) Land $23,366 Building $242,757
2023	$2,718.00 (+0.11%) Homeowner's exemption	$200,893 (+3%)	$278,073 (+17.03%) Land $23,366 Building $254,707
2022	$2,715.00 Homeowner's exemption	$195,042	$237,603 Land $19,232 Building $218,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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