Monroe County property record for 19 Mangrove Ln, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,554 sqft · built 1989 |
| Lot Size | 0.117 acres (5,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,362,500 (Apr 2026) |
| Tax Bill | $6,685 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00083740-000119 |
| Primary APN | 00083740-000119 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,090 sqft (0.117 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 411 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 888 sqft |
| Patio Area | 65 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8734824 |
|---|---|
| Street Address | 19 MANGROVE LN |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3047 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | URM |
| Legal Description | UNIT 19 LAKE SURPRISE II, A CONDOMINIUM OR1068-1977/78 OR1073-2125C OR2693-511 OR2705-1568C OR3036-1982 OR3036-1983 |
| Legal Range | 39E |
| Legal Township | 60S |
| Legal Section | 36 |
| Legal Subdivision | LAKE SURPRISE CONDO 02 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
19 Mangrove Ln, a condominium, is owned by two individuals who bought it in April 2026.
Source: Monroe County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8349 SW 193RD ST, CUTLER BAY, FL 33157-8080 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN MORTGAGE CORPORATION |
| Apr 10, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Aug 11, 2020 | Warranty Deed, Transfer ACTION TITLE COMPANY, ACTION TITLE CO |
| Aug 11, 2020 | Personal Representative Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Aug 11, 2020 · Amount on File |
| Deed Document Number | 20262540415 |
| Deed Book / Page | 3377 / 487 |
| Prior Transfer Date | Jun 26, 2014 |
| Prior Transfer Doc | 0027051568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 19 MANGROVE LN, KEY LARGO, FL 33037-3047 |
| Document Number | 0002540415 |
| Book / Page | 3377 / 487 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.2540415 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $963,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8349 SW 193RD ST, CUTLER BAY, FL 33157-8080 |
| Document Number | 0002540416, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 3377/489 |
| Instrument | 2026.2540416 |
| Name | MOUNTAIN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 19 MANGROVE LN, KEY LARGO, FL 33037-3047 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029580462 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 2958/0462 |
| Instrument | 2214770 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 11, 2020 |
| Property Address | 19 MANGROVE LN, KEY LARGO, FL 33037-3047 |
| Document Number | 0030361982 |
| Book / Page | 003036 / 001982 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2276731 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | ACTION TITLE COMPANY, ACTION TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 LONG KEY RD KEY LARGO FL 330373036, KEY LARGO, FL 33037-3036 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 11, 2020 |
| Property Address | 19 MANGROVE LN, KEY LARGO, FL 33037-3047 |
| Document Number | 0030361983 |
| Book / Page | 3036 / 1983 |
| Map Reference | MB 1034 PG 596 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2276732 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ACTION TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 MANGROVE LN, 19, KEY LARGO, FL 33037-3047 |
| Name | Verified Name |
|---|---|
| Address | 186 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0030361984 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 3036/1984 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $913,696 Land $602,250 Building $311,446 | $913,696 Land $602,250 Building $311,446 | |
| 2024 | $6,685.00 (+8.17%) | ||
| 2023 | $6,180.00 (+15.97%) | $849,876 (+21.86%) Land $571,099 Building $278,777 | $849,876 (+21.86%) Land $571,099 Building $278,777 |
| 2022 | $5,329.00 | $697,443 Land $415,345 Building $282,098 | $697,443 Land $415,345 Building $282,098 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Mangrove Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Mangrove Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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