19 Lowell St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 19 Lowell St, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1921
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Apr 2026)
Tax Bill	$7,260 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0031 B:0271 L` `6461`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,408 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6461
Street Address	19 LOWELL ST
City	BEVERLY
State	MA
Zip	01915-3652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	PEABODY FIELD
Legal Block	271
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3007
Census Tract	217500

Owner

19 Lowell St is owned and occupied by two individuals who bought it in April 2026.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 LOWELL ST, BEVERLY, MA 01915-3652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage DREW MORTGAGE ASSOCIATION
Apr 14, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Jan 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FIN
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage GLOBAL EQUITY FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Deed Document Number	20262970
Deed Book / Page	43331 / 483
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Apr 15, 2026
Property Address	19 LOWELL ST, BEVERLY, MA 01915-3652
Document Number	043331-483
Book / Page	43331 / 483
Instrument Date	Apr 15, 2026
Instrument	2026.2970
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 LOWELL ST, BEVERLY, MA 01915-3652

Mortgage

Date	Apr 15, 2026

Lender

Name	DREW MORTGAGE ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	19 LOWELL ST, BEVERLY, MA 01915-3652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38417-493
Date	Apr 14, 2020
Book Page	38417/493
Instrument	20200414001440

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	19 LOWELL ST, BEVERLY, MA 01915-3652
Document Number	37307-393
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOWELL ST BEVERLY MA 019153652, BEVERLY, MA 01915-3652

Mortgage

Document Number	37307-393
Date	Feb 1, 2019
Book Page	037307/000393
Instrument	1001250

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	19 LOWELL ST, BEVERLY, MA 01915-3652
Document Number	36049-302
Book / Page	036049 / 000302
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36049-302
Date	Jul 26, 2017
Book Page	036049/000302
Instrument	1707260503

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Lowell St was $7,260, up 4.4% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,260.00 (+4.4%)	$660,600 (+6.69%) Land $432,900 Building $227,700	$712,215
2024	$6,954.00 (+4.43%)	$619,200 (+4.7%) Land $377,400 Building $241,800
2023	$6,659.00	$591,400 Land $349,600 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Lowell St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Lowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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