19 Love Ave, Sylva, NC 28779 Property Records

Jackson County property record for 19 Love Ave, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1988
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$569 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7641-46-0893`

Property Details

APN / Parcel Number

Primary APN	`7641-46-0893`
Alternative APN	`147886`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	39 sqft
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	19 LOVE AVE
City	SYLVA
State	NC
Zip	28779-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5 R5
Legal Description	LOVE AVE
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2002
Census Tract	950400

Owner

19 Love Ave is owned by an individual who bought it in December 2025.

Source: Jackson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 703, SYLVA, NC 28779-0703
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage IMPECCABLE LENDING INC
May 21, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Nov 18, 2008 · Amount on File
Deed Book / Page	2411 / 238
Prior Transfer Date	Nov 17, 2008
Prior Transfer Doc	0017740413
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 18, 2025
Property Address	19 LOVE AVE, SYLVA, NC 28779-3129
Document Number	0024110238
Book / Page	2411 / 238
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 MORGAN CREEK CT, SALUDA, NC 28773-0048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 703, SYLVA, NC 28779-0703

Mortgage

Document Number	0002411241
Date	Dec 18, 2025
Instrument	2411/241

Lender

Name	IMPECCABLE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	19 LOVE AVE, SYLVA, NC 28779-3129
Document Number	0022670536
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 LOVE AVE SYLVA NC 287793129, SYLVA, NC 28779-3129

Mortgage

Document Number	0022670536
Date	May 22, 2020
Book Page	002267/000536

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19 Love Ave was $569.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Sylva Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,944 (+42.69%) Land $19,820 Building $194,124
2025	$569.00	$149,931 Land $19,820 Building $130,111
2023	$371.00	$97,670 Land $18,900 Building $78,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Love Ave in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Love Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	TUCKASEIGEE WATER & SEWER AUTH
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Love Ave

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