19 Louise Dr, Commerce, GA 30529 Property Records

Jackson County property record for 19 Louise Dr, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,038 sqft · built 1989
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on Record
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021A 022A`

Property Details

APN / Parcel Number

Primary APN	`021A 022A`
Alternative APN	`13097`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Heated Area
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)

Exterior Amenities

Porch	Patio
Porch Area	236 sqft
Deck Area	30 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13097
Street Address	19 LOUISE DR
City	COMMERCE
State	GA
Zip	30529-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 BLK B SHORT SUBDIV
Legal Subdivision	SHORT SUBDIV
Legal Block	B
Legal Lot Number	10
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1069
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	19 LOUISE DR, COMMERCE, GA 30529-1332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Nov 7, 2022	Warranty Deed, Transfer
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Deed Document Number	20225177
Deed Book / Page	104N / 32
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	00104N0032
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	19 LOUISE DR, COMMERCE, GA 30529-1332
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOUISE DR, COMMERCE, GA 30529-1332

Mortgage

Document Number	00109K0000000785
Date	Jan 11, 2024
Book Page	000000109K/0000000785

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	19 LOUISE DR, COMMERCE, GA 30529-1332
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOUISE DR, COMMERCE, GA 30529-1332

Mortgage

Document Number	00099F0000000275
Date	Nov 4, 2021
Book Page	000000099F/0000000275

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 7, 2022
Property Address	19 LOUISE DR, COMMERCE, GA 30529-1332
Document Number	00104N0032
Book / Page	104N / 32
Instrument Date	Nov 7, 2022
Instrument	2022-005177
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOUISE DR, COMMERCE, GA 30529-1332

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	19 LOUISE DR, COMMERCE, GA 30529-1332
Document Number	00091O0133
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LOUISE DR COMMERCE GA 305291332, COMMERCE, GA 30529-1332

Mortgage

Document Number	00091O0133
Date	Sep 18, 2020
Book Page	00091O/000133

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,404 (-) Land $20,000 Building $68,404	$221,010 (-) Land $50,000 Building $171,010
2025	$1,030.00 (-36.54%) Homeowner's exemption	$88,404 (-) Land $20,000 Building $68,404	$221,010 (-) Land $50,000 Building $171,010
2024	$1,623.00 (+135.9%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$88,404 (+27.19%) Land $20,000 Building $68,404	$221,010 (+27.19%) Land $50,000 Building $171,010
2023	$688.00 (-23.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,508 (+21.04%) Land $10,000 Building $59,508	$173,770 (+21.04%) Land $25,000 Building $148,770
2022	$904.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$57,428 Land $10,000 Building $47,428	$143,570 Land $25,000 Building $118,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Windstream Cable · DSL	1,000 / 25

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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