19 Loring Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 19 Loring Rd, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,027 sqft · built 1965
Lot Size	0.46 acres (20,033 sqft)
Owner	Individual Name on Record
Last Sale	$652,000 (Mar 2016)
Tax Bill	$13,195 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:11D B:2790`

Property Details

APN / Parcel Number

Primary APN	`CONC M:11D B:2790`
Alternative APNs	`M:00011D B:02790-00000` `4655`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,027 sqft Living Area
Gross Area	3,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,033 sqft (0.46 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4655
Street Address	19 LORING RD
City	CONCORD
State	MA
Zip	01742-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	2790
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2019
Census Tract	361200

Owner

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19 LORING RD, CONCORD, MA 01742-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Nov 15, 2021	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE TRUST CO
Feb 20, 2020	Deed of Trust, Mortgage · Balloon Mortgage CAMBRIDGE TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2016 · Amount on Record
Deed Sale	Mar 16, 2016 · Amount on Record
Prior Sale	Mar 16, 2016
Deed Book / Page	66940 / 136
Transfer Doc	066940-136
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 LORING RD, CONCORD, MA 01742-4011
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	077802-564
Date	May 18, 2021
Book Page	77802/564
Instrument	113062

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 LORING RD, CONCORD, MA 01742-4011
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	084312-413
Date	Jul 2, 2025
Book Page	84312/413
Instrument	76863

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 LORING RD, CONCORD, MA 01742-4011
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079136-509
Date	Nov 15, 2021
Book Page	79136/509
Instrument	248291

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 LORING RD, CONCORD, MA 01742-4011
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79136-509
Date	Nov 15, 2021
Book Page	79136/509
Instrument	248291

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	19 LORING RD, CONCORD, MA 01742-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74155-384
Date	Feb 20, 2020
Book Page	74155/384
Instrument	24956

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,195.00 (+0.99%)	$995,100 (-) Land $491,600 Building $503,500	$1,007,950
2024	$13,066.00 (+8.82%)	$995,100 (+7.4%) Land $491,600 Building $503,500
2023	$12,007.00	$926,500 Land $447,000 Building $479,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	2 (1990–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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