19 Locust Ct, Cromwell, CT 06416 Property Records

Cromwell Town property record for 19 Locust Ct, Cromwell, CT 06416

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,453 sqft · built 1973
Owner	Individual Name on File
Last Sale	$150,000 (May 2019)
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-24`

Property Details

APN / Parcel Number

Primary APN	`21-24`
Alternative APNs	`M:21 B:12 L:24-00128400` `CROM M:00128400` `128400`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,453 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	701 sqft
Basement Area	701 sqft
Unfinished Basement	701 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	128400
Street Address	19 LOCUST CT
City	CROMWELL
State	CT
Zip	06416-1811
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-15
Legal Block	12
Legal Lot Number	24
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	2
Census Block	2012
Census Tract	570100

Owner

19 Locust Ct, a condominium, is owned and occupied by an individual who bought it in May 2019.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	19 LOCUST CT, CROMWELL, CT 06416-1811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Deed of Trust, Mortgage · Line of Credit NUTMEG STATE FINANCIAL CREDIT UNION
May 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Mar 1, 2017	Warranty Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Book / Page	1649 / 75
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	19 LOCUST CT, CROMWELL, CT 06416-1811
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001848-102
Date	Apr 8, 2025
Book Page	1848/102
Instrument	686

Lender

Name	NUTMEG STATE FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	205 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	May 31, 2019
Property Address	19 LOCUST CT, CROMWELL, CT 06416-1811
Document Number	1649-75
Book / Page	1649 / 75
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	164978
Date	May 31, 2019
Instrument	1649/78

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Mar 1, 2017
Property Address	19 LOCUST CT, CROMWELL, CT 06416-1811
Document Number	1584-136
Book / Page	1584 / 136
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15840138
Date	Mar 1, 2017
Instrument	01584/0138

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19 Locust Ct was $3,994.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00	$129,710 Building $129,710	$90,797 Building $90,797
2024	$3,994.00 (+4.69%)
2023	$3,815.00 (+14.91%)	$129,710 (+30.22%) Building $129,710
2022	$3,320.00	$99,610 Building $99,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Locust Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19 Locust Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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