19 Livingstone Ter, Frederick, MD 21702 Property Records

Frederick County property record for 19 Livingstone Ter, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,700 sqft · built 1984
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jun 2003)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-130041`

Property Details

APN / Parcel Number

Primary APN	`02-130041`
Alternative APNs	`2130041` `130041`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	600 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	130041
Street Address	19 LIVINGSTONE TER
City	FREDERICK
State	MD
Zip	21702-3977
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LOT 4 BLK M PLAT III SECT IV 1800 SQ FT WILLOWCREST
Legal Subdivision	WILLOWCREST
Legal Block	M
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2001
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 Livingstone Ter, a townhouse, is owned by an individual who acquired it in August 2018.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	527 ROSEMARY CIR, MIDDLETOWN, DE 19709-8605
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Prior Sale	Nov 9, 2000 · Amount on File
Deed Document Number	20034539
Deed Book / Page	3878 / 337
Last Transfer Date	Aug 16, 2018
Transfer Doc	0126300025
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	19 LIVINGSTONE TER, FREDERICK, MD 21702-3977
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154440141
Date	Oct 28, 2021
Book Page	15444/141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Sep 19, 2018
Property Address	19 LIVINGSTONE TER, FREDERICK, MD 21702-3977
Document Number	0126300025
Book / Page	12630 / 0025
Map Reference	MB27 FO107
Instrument Date	Aug 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GLOBAL TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LIVINGSTONE TER, FREDERICK, MD 21702-3977

Mortgage

Document Number	0001263030
Date	Sep 19, 2018
Instrument	12630/30

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19 Livingstone Ter was $4,244, up 7.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,133 (+8.1%)	$283,000 (+24.29%) Land $90,000 Building $193,000
2025	$4,244.00 (+7.17%)	$227,700 Land $65,000 Building $162,700	$227,700 Land $65,000 Building $162,700
2024	$3,960.00 (+10.28%)
2023	$3,591.00	$194,900	$227,700 Land $65,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Livingstone Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Livingstone Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, T-Mobile, Verizon.

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