19 Lava Rd, Hernandez, NM 87537 Property Records

Rio Arriba County property record for 19 Lava Rd, Hernandez, NM 87537

Property Summary

Property Type	Single Family Home
Details	1,568 sqft · built 2018
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$234,400 (Apr 2018)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R044791`

Property Details

APN / Parcel Number

Primary APN	`R044791`
Alternative APN	`1 044 128 280 285`

Interior

Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	66,211 sqft (1.52 acres)

Location & Zoning

Account Number	R044791
Street Address	19 LAVA RD
City	HERNANDEZ
State	NM
Zip	87537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 29 T 22N R 08E 1.52 AC. LOT 4 TRACT 2 CIERRITO DE LA BACA BKPG 5412312,5412303, PLAT L-1060,
Legal Range	08E
Legal Township	22N
Legal Section	29
Legal Tract	2
Legal Lot Number	4
Jurisdiction	RIO ARRIBA NM
Township / Civil Division	SOUTH RIO ARRIBA
Census Block Group	1
Census Block	1001
Census Tract	301

Owner

Source: Rio Arriba County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1417 MONTANA VISTA ST, ESPANOLA, NM 87532-3229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALTERRA GROUP LLC
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALTERRA GROUP LLC
Apr 17, 2018	Warranty Deed, Transfer HOMES DIRECT OF ALBUQUERQUE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20182303
Deed Book / Page	541 / 2303
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO ARRIBA NM
Property Address	19 LAVA RD, OJO CALIENTE, NM 87549
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541/04209
Date	Aug 7, 2018
Book Page	541/04209
Instrument	201804209

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO ARRIBA NM
Property Address	19 LAVA RD, OJO CALIENTE, NM 87549
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAVA RD, OJO CALIENTE, NM 87549

Mortgage

Document Number	00544/1974
Date	Apr 16, 2021
Book Page	544/1974
Instrument	202101974

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	92828

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO ARRIBA NM
Property Address	19 LAVA RD, OJO CALIENTE, NM 87549
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	STEWART TITLE, STEWART TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541/04124
Date	Aug 1, 2018
Book Page	541/04124
Instrument	201804124

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO ARRIBA NM
Recording Date	Apr 17, 2018
Property Address	19 LAVA RD, OJO CALIENTE, NM 87549
Document Number	0541/02303
Book / Page	541 / 02303
Map Reference	DOC200709113
Instrument Date	Apr 4, 2018
Instrument	201802303
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	NOT AVAILABLE, ST & E

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 MONTANA VISTA DR, ROWE, NM 87562

Mortgage

Document Number	0201802304
Date	Apr 17, 2018
Instrument	201802304

Lender

Name	HOMES DIRECT OF ALBUQUERQUE LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rio Arriba County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Rio Arriba County
Unified School District	Española Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,261 (+3%) Land $17,337 Building $42,924	$180,785 (+3%) Land $52,012 Building $128,773
2025	$1,539.00 (+12.01%)	$58,507 (+3%) Land $17,222 Building $41,285	$175,520 (+3%) Land $51,666 Building $123,854
2024	$1,374.00 (+1.1%)	$56,803 (+3%) Land $17,107 Building $39,696	$170,408 (+3%) Land $51,320 Building $119,088
2023	$1,359.00 (+6.5%)	$55,149 Land $17,108 Building $38,041	$165,445 Land $51,323 Building $114,122
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 53% of New Mexico
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Starlink Satellite	280 / 30
NMSurf Fixed Wireless	50 / 10

May also be available: Kit Carson Internet, T-Mobile, Windstream.

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