19 Laurel Ln, Napa, CA 94558 Property Records

Napa County property record for 19 Laurel Ln, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,007 sqft · built 1991
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Aug 2003)
Tax Bill	$2,433 (2026)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Jul 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-470-012-000`

Property Details

APN / Parcel Number

Primary APN	`043-470-012-000`
Alternative APNs	`043-470-012` `04347012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,007 sqft Living Area
Gross Area	2,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	043-470-012
Street Address	19 LAUREL LN
City	NAPA
State	CA
Zip	94558-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 5 LAUREL LN SUB 17R/M10 CC&R 1689/490
Legal Subdivision	LAUREL LANE
Legal Lot Number	5
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1000
Census Tract	200803

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 LAUREL LN, NAPA, CA 94558-5658
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Jul 29, 2020	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2003 · Amount on Record
Deed Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	200342462
Last Transfer Date	Jun 25, 2015
Transfer Doc	0000016933
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	19 LAUREL LN, NAPA, CA 94558-5658
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAUREL LN, NAPA, CA 94558-5658

Mortgage

Document Number	0000007730
Date	Apr 14, 2022
Instrument	2022-0007730

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.26%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13.2%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	19 LAUREL LN, NAPA, CA 94558-5658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018157
Date	Jul 29, 2020
Instrument	2020-0018157

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	882 Months
Due	Jan 8, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	19 LAUREL LN, NAPA, CA 94558-5658
Document Number	0000018158
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAUREL LN NAPA CA 945585658, NAPA, CA 94558-5658

Mortgage

Document Number	0000018158
Date	Jul 29, 2020
Instrument	18158

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 28, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.32%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,433.00 (+2.4%) Homeowner's exemption	$149,839 (+2%) Land $58,899 Building $90,940	$149,839 Land $58,899 Building $90,940
2025	$2,376.00 (+3.85%) Homeowner's exemption	$146,902 (+4.04%) Land $57,745 Building $89,157
2023	$2,288.00 (+1.1%) Homeowner's exemption	$141,199 Land $55,503 Building $85,696
2022	$2,263.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Valley Internet, Verizon.

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