19 Lapis Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 19 Lapis Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,224 sqft · built 1999
Lot Size	0.202 acres (8,817 sqft)
Owner	2 Owner Names on File
Last Sale	$344,900 (Aug 2013)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44R-3A-241`

Property Details

APN / Parcel Number

Primary APN	`44R-3A-241`
Alternative APNs	`044R 3A 241` `27176`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
Basement Area	1,158 sqft
Finished Basement	1,014 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,817 sqft (0.202 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Deck Area	324 sqft
Patio Area	324 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27176
Old Parcel Number	044R 3A 241
Street Address	19 LAPIS DR
City	FREDERICKSBURG
State	VA
Zip	22406-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 241 SEC 3A 8818 SQFT STAFFORD LAKES VILLAGE (CLUSTER SUB)
Legal Subdivision	STAFFORD LAKES VILLAGE
Legal Lot Number	241
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	19 LAPIS DR, FREDERICKSBURG, VA 22406-7236
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on File
Deed Sale	Aug 23, 2013 · Amount on File
Prior Sale	Mar 1, 2004 · Amount on File
Deed Document Number	130020745
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	19 LAPIS DR, FREDERICKSBURG, VA 22406-7236
Document Number	190018489
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAPIS DR FREDERICKSBURG VA 224067236, FREDERICKSBURG, VA 22406-7236

Mortgage

Document Number	190018489
Date	Oct 16, 2019
Instrument	18489

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,379.00 (+9.15%)	$467,500 (+10.1%) Land $130,000 Building $337,500	$467,500 (+10.1%) Land $130,000 Building $337,500
2023	$4,012.00 (+20.81%)	$424,600 Land $120,000 Building $304,600	$424,600 Land $120,000 Building $304,600
2021	$3,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20