Westerly Town property record for 19 Knowles Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,235 sqft · built 2023 |
| Lot Size | 0.349 acres (15,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,062,428 (Oct 2017) |
| Tax Bill | $37,084 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:157 B:72 |
| Primary APN | WEST M:157 B:72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 5,235 sqft Living Area |
| Gross Area | 8,875 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,200 sqft (0.349 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 13242470 |
|---|---|
| Street Address | 19 KNOWLES AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5404 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 72 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 51000 |
Source: Westerly Town records · APN WEST M:157 B:72
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 BEACH DR, DARIEN, CT 06820-5609 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · ARM US BANK NA |
| Apr 23, 2020 | Deed of Trust, Mortgage · ARM US BANK NA |
| Oct 30, 2017 | Warranty Deed, Transfer GUARDHILL FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Apr 12, 2011 · Amount on Record |
| Deed Document Number | 20174820 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 19 KNOWLES AVE, WESTERLY, RI 02891-5404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-30478 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 2021/30478 |
| Instrument | 2021-6743 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 19 KNOWLES AVE, WESTERLY, RI 02891-5404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-7200 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 2020/7200 |
| Instrument | 2020-1671 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 30, 2017 |
| Property Address | 19 KNOWLES AVE, WESTERLY, RI 02891-5404 |
| Document Number | 2017-9364 |
| Book / Page | 002017 / 019364 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 4820 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.43 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 BEACH DR DARIEN CT 068205609, DARIEN, CT 06820-5609 |
| Document Number | 2017-9365 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 002017/019365 |
| Instrument | 4821 |
| Name | GUARDHILL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2047 |
| Rate | 3% |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $37,084.00 (+53.49%) | $5,215,800 (+107.68%) Land $3,791,800 Building $1,424,000 |
| 2023 | $24,161.00 (+0.63%) | $2,511,500 (-) Land $2,154,800 Building $356,700 |
| 2022 | $24,010.00 | $2,511,500 Land $2,154,800 Building $356,700 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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