Middlesex County and Lowell City property record for 19 Kerry St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,121 sqft · built 1959 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,441 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L14660 |
| Primary APN | L14660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,121 sqft Living Area |
| Gross Area | 2,459 sqft |
| 1st Floor Area | 1,121 sqft |
| Basement Area | 1,106 sqft |
| Unfinished Basement | 1,106 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | L14660 |
|---|---|
| Street Address | 19 KERRY ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 3370 |
| Legal Lot Number | 19 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310200 |
19 Kerry St is owned and occupied by two individuals who acquired it in January 2026.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 KERRY ST, LOWELL, MA 01850-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK |
| Feb 2, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 27, 2026 |
| Transfer Doc | 00039835-4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 19 KERRY ST, LOWELL, MA 01850-2225 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035307-128 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 35307/128 |
| Instrument | 7757 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 2, 2026 |
| Property Address | 19 KERRY ST, LOWELL, MA 01850-2225 |
| Document Number | 00039835-4 |
| Book / Page | 39835 / 4 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 3040 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19 KERRY ST, LOWELL, MA 01850-2225 |
| Document Number | 0000003041 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 3041 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2026 property tax bill for 19 Kerry St was $4,441, down 0.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,441.00 (-0.76%) | $391,300 (+0.38%) Land $150,900 Building $240,400 | $455,892 (-3.15%) |
| 2025 | $4,475.00 (+6.17%) | $389,800 (+10.14%) Land $141,100 Building $248,700 | $470,725 (+10.92%) |
| 2024 | $4,215.00 (+4.8%) | $353,900 (+9.3%) Land $131,900 Building $222,000 | $424,365 |
| 2023 | $4,022.00 | $323,800 Land $114,600 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Kerry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 19 Kerry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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