19 Keith Cir, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 19 Keith Cir, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1997
Lot Size	0.457 acres (19,907 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 2018)
Tax Bill	$6,546 (2026)
Deeds & Mortgages	Oct 2018 Sale Oct 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`M:02C-08100 B:20G L:0`

Property Details

APN / Parcel Number

Primary APN	`M:02C-08100 B:20G L:0`
Alternative APNs	`LUDL M:2C B:8100 P:20G` `4617`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	4,526 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,907 sqft (0.457 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4617
Street Address	19 KEITH CIR
City	LUDLOW
State	MA
Zip	01056-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8100
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3013
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 KEITH CIR, LUDLOW, MA 01056-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Quit Claim Deed, Transfer
Oct 27, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Transfer Doc	216269
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 19, 2018
Property Address	19 KEITH CIR, LUDLOW, MA 01056-1253
Document Number	0000216269
Instrument Date	Oct 12, 2018
Instrument	216269
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Amount	Amount Recorded
Tax	$1,046.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 BOSTON RD SPRINGFIELD MA 011191317, SPRINGFIELD, MA 01119-1317

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Oct 27, 2017
Property Address	19 KEITH CIR, LUDLOW, MA 01056-1253
Document Number	0000212444
Instrument Date	Sep 5, 2017
Instrument	212444
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 809007 DALLAS TX 753809007, DALLAS, TX 75380-9007
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,546.00 (+1.65%)	$408,900 (+10.16%) Land $88,900 Building $320,000	$447,145 (+20.04%)
2025	$6,440.00 (+3.74%)	$371,200 (+8.16%) Land $80,800 Building $290,400	$372,495 (+3.43%)
2024	$6,208.00 (+3.28%)	$343,200 (+11.39%) Land $80,800 Building $262,400	$360,145
2023	$6,011.00	$308,100 Land $70,900 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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