Middlesex County and Reading Town property record for 19 Joy Ln, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,678 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Oct 2023) |
| Tax Bill | $16,973 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Oct 2023 Sale & Mortgage |
| APN | READ M:010.0-0000-0359.0 |
| Primary APN | READ M:010.0-0000-0359.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,678 sqft Living Area |
| Gross Area | 6,955 sqft |
| Basement Area | 1,485 sqft |
| Unfinished Basement | 1,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 300000000060 |
|---|---|
| Street Address | 19 JOY LN |
| City | READING |
| State | MA |
| Zip | 01867-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0359.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 JOY LN, READING, MA 01867-3300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2024 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Oct 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Deed Document Number | 2023123449 |
| Deed Book / Page | 82152 / 376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 19 JOY LN, READING, MA 01867-3300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083380-207 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 83380/207 |
| Instrument | 120179 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Nov 01, 2031 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 30, 2023 |
| Property Address | 19 JOY LN, READING, MA 01867-3300 |
| Document Number | 082152-376 |
| Book / Page | 82152 / 376 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 123449 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 JOY LN, READING, MA 01867-3300 |
| Document Number | 0000123450 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 123450 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Nov 01, 2030 |
| Max Rate At Change | 2.5% |
| Index | Other |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,973.00 (+130.58%) | $1,490,200 (+137.26%) Land $608,500 Building $881,700 | $1,658,225 (+11.37%) |
| 2024 | $7,361.00 (+10.93%) | $628,100 (+19.16%) Land $584,600 Building $43,500 | $1,488,935 |
| 2023 | $6,636.00 | $527,100 Land $527,100 |
Source: FEMA NFIP claims and policies as of September 2026 · Last verified October 2026
| Nearby Flood Policies | 1 in force |
|---|---|
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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