19 Irwin St, Gunnison, CO 81230 Property Records

Gunnison County property record for 19 Irwin St, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,608 sqft · built 1965
Lot Size	0.237 acres (10,340 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2021)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R001088`

Property Details

APN / Parcel Number

Primary APN	`R001088`
Alternative APN	`370135126023`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,608 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	10,340 sqft (0.237 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	R001088
Street Address	19 IRWIN ST
City	GUNNISON
State	CO
Zip	81230-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 22, BLOCK 7, PALISADE ADDITION TO GUNNISON
Legal Subdivision	PALISADE ADDITION GUNNISON
Legal Block	7
Legal Lot Number	22
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2031
Census Tract	963701

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 IRWIN ST, GUNNISON, CO 81230-2507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Aug 16, 2007
Deed Document Number	681773
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Dec 16, 2021
Property Address	19 IRWIN ST, GUNNISON, CO 81230-2507
Document Number	0000681773
Map Reference	DOC 231640
Instrument Date	Dec 6, 2021
Instrument	681773
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 71, GUNNISON, CO 81230-0071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 IRWIN ST, GUNNISON, CO 81230-2507

Mortgage

Document Number	0000681774
Date	Dec 16, 2021
Instrument	681774

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Gunnison City
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+29.28%)	$34,120 (+9.15%) Land $13,530 Building $20,590	$546,050 (+17%) Land $216,540 Building $329,510
2024	$1,438.00 (+1.77%)	$31,260 (+13.3%) Land $15,420 Building $15,840
2023	$1,413.00 (-23.21%)	$27,590 (-10.51%) Land $13,610 Building $13,980	$466,710 (+5.18%) Land $230,220 Building $236,490
2022	$1,840.00	$30,830 Land $6,680 Building $24,150	$443,720 Land $96,170 Building $347,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GUNNISON serves 9,610 people · EPA ID CO0126325
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Clearnetworx, Verizon.

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