19 Hilltop Rd, San Mateo, CA 94402 Property Records

San Mateo County property record for 19 Hilltop Rd, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1917
Lot Size	0.104 acres (4,535 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,574 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Feb 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-073-270`

Property Details

APN / Parcel Number

Primary APN	`032-073-270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	4,535 sqft (0.104 acres)
Lot Dimensions	103 ft deep x 45 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 HILLTOP RD
City	SAN MATEO
State	CA
Zip	94402-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10010
Legal Description	W 20 FT OF LOT 5 BLOCK 1 E 25 FT OF LOT 6 BLOCK 1 SUB OF LOTS 32 & 35 SAN MATEO PARK RSM 5/31 CITY OF SAN MATEO
Legal Subdivision	SAN MATEO PARK
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2007
Census Tract	605800

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 10, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING
May 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 3, 2018	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000011070
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146
Transaction Type	Mortgage
Record Updated	Feb 21, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146

Mortgage

Document Number	0000007990
Date	Jan 27, 2022
Instrument	2022-007990

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jan 20, 2096

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 10, 2020
Property Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146
Document Number	0000011070
Map Reference	MB 5 PG 31
Instrument Date	Jan 27, 2020
Instrument	2020-011070
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146

Mortgage

Document Number	0000011071
Date	Feb 10, 2020
Instrument	2020-011071

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 14, 2018
Property Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146
Document Number	0000037265
Instrument Date	Mar 19, 2018
Instrument	37265
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	199 HILLTOP RD SAN MATEO CA 94402, SAN MATEO, CA 94402

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	19 HILLTOP RD, SAN MATEO, CA 94402-1146
Document Number	0000001498
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	19 HILLTOP RD SAN MATEO CA 944021146, SAN MATEO, CA 94402-1146

Mortgage

Document Number	0000001498
Date	Jan 10, 2018
Instrument	1498

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded
Term	936 Months
Due	Jan 9, 2096

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,788 (+2%) Land $340,394 Building $340,394
2025	$8,574.00 (+5.77%) Homeowner's exemption	$667,440 (+4.04%) Land $333,720 Building $333,720
2023	$8,106.00 (-0.39%) Homeowner's exemption	$641,524 Land $320,762 Building $320,762	$1,311,570
2022	$8,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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