19 Hill Top St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 19 Hill Top St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,457 sqft · built 1948
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on File
Tax Bill	$4,181 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`314-26350-0T-001`

Property Details

APN / Parcel Number

Primary APN	`314-26350-0T-001`
Alternative APN	`WSPR M:00314 B:26350 L:0000T`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,457 sqft Living Area
Gross Area	3,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,550 sqft (0.265 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	314-26350-0T-001
Street Address	19 HILL TOP ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26350
Legal Lot Number	T
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2023
Census Tract	812401

Owner

19 Hill Top St is owned and occupied by an individual.

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	19 HILL TOP ST, WEST SPRINGFIELD, MA 01089-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	19 HILL TOP ST, WEST SPRINGFIELD, MA 01089-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21957-499
Date	Nov 22, 2017
Book Page	21957/499
Instrument	69500

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	19 HILL TOP ST, WEST SPRINGFIELD, MA 01089-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23546-312
Date	Nov 20, 2020
Book Page	23546/312
Instrument	68872

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 19 Hill Top St was $4,181, up 5.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,181.00 (+5.34%)	$281,200 (+4.93%) Land $109,300 Building $171,900	$324,900
2024	$3,969.00 (+3.98%)	$268,000 (+9.12%) Land $109,300 Building $158,700
2023	$3,817.00	$245,600 Land $109,300 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Hill Top St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Hill Top St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Whip City Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hill Top St

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