19 Highview Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 19 Highview Ter, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	3,184 sqft · built 1956
Lot Size	0.267 acres (11,639 sqft)
Owner	2 Individual Names on File
Last Sale	$977,000 (Sep 2026)
Tax Bill	$11,250 (2025)
Deeds & Mortgages	Sep 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00211-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`04-00211-0000-00004`
Alternative APN	`040021100004`

Interior

Stories	1 Story
Building Area	3,184 sqft Living Area
1st Floor Area	3,184 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Frame
Construction Type	Frame
Lot Area	11,639 sqft (0.267 acres)
Lot Dimensions	120 ft deep x 97 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040021100004
Street Address	19 HIGHVIEW TER
City	CEDAR GROVE
State	NJ
Zip	07009-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97X120+23X120TRI
Legal Subdivision	CEDAR RDG HEIGHTS
Legal Block	211
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	1
Census Block	1005
Census Tract	21300

Owner

19 Highview Ter is owned and occupied by two individuals who bought it in September 2026.

Source: Essex County and Cedar Grove Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 HIGHVIEW TER, CEDAR GROVE, NJ 07009-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Apr 25, 2007 · Amount on File
Deed Document Number	202659191
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 4, 2026
Property Address	19 HIGHVIEW TER, CEDAR GROVE, NJ 07009-1505
Document Number	0000059191
Instrument Date	Jul 17, 2026
Instrument	202659191
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,677.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HIGHVIEW TER, CEDAR GROVE, NJ 07009-1505

Mortgage

Document Number	0000059193,
Date	Sep 4, 2026
Instrument	202659193

Lender

Name	QUORUM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 19 Highview Ter was $11,250, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$671,200 (+60.31%) Land $321,600 Building $349,600	$671,200 (+60.31%) Land $321,600 Building $349,600
2025	$11,250.00 (+2.8%)	$418,700 Land $179,500 Building $239,200	$418,700 Land $179,500 Building $239,200
2024	$10,944.00
2023		$418,700 Land $179,500 Building $239,200	$418,700 Land $179,500 Building $239,200
2022	$10,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Highview Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1979–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Highview Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20