19 Helen St, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 19 Helen St, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	3,254 sqft · built 1990
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Mar 2026)
Tax Bill	$18,650 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-00095-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`20-00095-0000-00023`
Alternative APNs	`200009500023` `00039220`

Interior

Stories	2 Stories
Building Area	3,254 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	70,132 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00039220
Street Address	19 HELEN ST
City	WARREN
State	NJ
Zip	07059-5817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Subdivision	ESTATES/WARREN SEC TWO
Legal Block	95
Legal Lot Number	23
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1007
Census Tract	52201

Owner

19 Helen St is owned and occupied by two individuals who bought it in March 2026.

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 HELEN ST, WARREN, NJ 07059-5817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK
Mar 11, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2019	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Jun 13, 2019 · Amount on File
Deed Document Number	20266675
Deed Book / Page	7669 / 2509
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0000016853
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HELEN ST, WARREN, NJ 07059-5817

Mortgage

Document Number	0000049787
Date	Dec 22, 2022
Book Page	7486/581
Instrument	2022049787

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 11, 2026
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Document Number	0000006675
Book / Page	7669 / 2509
Instrument Date	Dec 27, 2025
Instrument	2026006675
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	254 AVENUE OF THE PALMS, MYRTLE BEACH, SC 29579-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HELEN ST, WARREN, NJ 07059-5817

Mortgage

Document Number	0000006676
Date	Mar 11, 2026
Instrument	2026006676

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004139
Date	Jan 27, 2017
Book Page	6938/0296
Instrument	2017004139

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 12, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035548
Date	Sep 20, 2019
Book Page	7152/3157
Instrument	2019035548

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025153
Date	Jun 16, 2020
Book Page	7219/3440
Instrument	2020025153

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 13, 2019
Property Address	19 HELEN ST, WARREN, NJ 07059-5817
Document Number	0000020428
Book / Page	7123 / 3839
Map Reference	MAP 515
Instrument Date	May 30, 2019
Instrument	2019020428
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 TAMARACK FARM LN, 15, CALIFON, NJ 07830-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HELEN ST, WARREN, NJ 07059-5817

Mortgage

Document Number	0000020429
Date	Jun 13, 2019
Instrument	2019020429

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19 Helen St was $18,650, up 3.1% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,131,000 (+6.25%) Land $386,400 Building $744,600	$1,131,000 (+6.25%) Land $386,400 Building $744,600
2025	$18,650.00 (+3.05%)	$1,064,500 Land $366,200 Building $698,300	$1,064,500 Land $366,200 Building $698,300
2024	$18,098.00
2023		$915,100 Land $307,700 Building $607,400	$915,100 Land $307,700 Building $607,400
2022	$17,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Helen St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1984–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Helen St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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