Buncombe County property record for 19 Headwaters Ln, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,505 sqft · built 2015 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,600,000 (Jun 2022) |
| Tax Bill | $5,774 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9677-53-4280-00000 |
| Primary APN | 9677-53-4280-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,505 sqft Living Area |
| Gross Area | 4,824 sqft |
| 1st Floor Area | 4,025 sqft |
| Basement Area | 2,495 sqft |
| Finished Basement | 1,814 sqft |
| Unfinished Basement | 681 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,719 sqft (0.819 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 144 sqft |
| Patio Area | 198 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 19 HEADWATERS LN |
|---|---|
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2022-06-23 DEE |
| Legal Description | DEED DATE: 2022-06-23 DEED: 6232-1456 SUBDIV: SOUTHCLIFF BLOCK: LOT: 524 SECTION: PLAT: 0114-0200 |
| Legal Subdivision | SOUTHCLIFF |
| Legal Lot Number | 524 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3203 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2939 W BAYSHORE CT, TAMPA, FL 33611-2807 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jun 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 0062321456 |
| Deed Book / Page | 6232 / 1456 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 23, 2022 |
| Property Address | 19 HEADWATERS LN, FAIRVIEW, NC 28730-0080 |
| Document Number | 0062321456 |
| Book / Page | 6232 / 1456 |
| Map Reference | MB 114 PG 200 |
| Instrument Date | Jun 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 FIELDCREST CIR, 13, ASHEVILLE, NC 28806-9754 |
| Name | Verified Name |
|---|---|
| Address | 2939 W BAYSHORE CT, TAMPA, FL 33611-2807 |
| Document Number | 0062321476 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 6232/1476 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 21, 2021 |
| Property Address | 19 HEADWATERS LN, FAIRVIEW, NC 28730-0080 |
| Document Number | 0060820643 |
| Book / Page | 6082 / 643 |
| Map Reference | MB 114 PG 200 |
| Instrument Date | Jun 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 OAK TREE RD, 65, BLUFFTON, SC 29910-4960 |
| Name | Verified Name |
|---|---|
| Address | 19 HEADWATERS LN, FAIRVIEW, NC 28730-0080 |
| Investor | Possibly a Property Investor |
| Document Number | 6082646 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 6082/646 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,774.00 (-12.37%) | $817,200 (-20.26%) | |
| 2023 | $6,589.00 | $1,024,800 | $1,024,800 (+25.4%) Land $210,800 Building $814,000 |
| 2021 | $817,200 Land $210,800 Building $606,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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