19 Harding Ave, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 19 Harding Ave, Valhalla, NY 10595

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,608 sqft · built 1969
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Jan 2016)
Tax Bill$13,631 (2026)
Deeds & MortgagesApr 2021 Line of Credit
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN553489 122.7-1-24

Property Details

APN / Parcel Number

Primary APN553489 122.7-1-24
Alternative APNs
  • 348912200700010240000000
  • 12517000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,608 sqft Living Area
1st Floor Area888 sqft
2nd Floor Area720 sqft
Basement Area673 sqft
Finished Basement673 sqft
Unfinished Basement793 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Area4,792 sqft (0.11 acres)
Garage TypeBasement
PorchSlab
Porch Area450 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number12517000
Street Address19 HARDING AVE
CityVALHALLA
StateNY
Zip10595-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMAP OF VALHALLA PARK
Legal Block1
Legal Lot Number24.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group3
Census Block3009
Census Tract11902

Owner

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19 HARDING AVE, VALHALLA, NY 10595-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Line of Credit
ULSTER SAVINGS BANK
Jan 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2016 · Amount on Record
Deed SaleJan 22, 2016 · Amount on Record
Deed Document Number2016553623648
Prior Transfer DateOct 30, 2003
Prior Transfer Doc0443270846
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address19 HARDING AVE, VALHALLA, NY 10595-2007
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0611043093
DateApr 16, 2021
Instrument611043093
Lender
NameULSTER SAVINGS BANK
TypeBank
AddressKINGSTON, NY 12402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address19 HARDING AVE, VALHALLA, NY 10595-2007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0590023269
DateJan 8, 2019
Instrument590023269
Lender
NameULSTER SAVINGS BANK
TypeBank
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictValhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,631.00
2025$6,600 (-) Land $900 Building $5,700$653,465 (+5.94%) Land $89,109 Building $564,356
2024Additional exemption filed$6,600 (-) Land $900 Building $5,700$616,822 (+5.61%) Land $84,112 Building $532,710
2023$6,600 Land $900 Building $5,700$584,071 Land $79,646 Building $504,425

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENSICO WATER DISTRICT
serves 17,917 people · EPA ID NY5930082
Water SourcePurchased surface water from NEW YORK CITY SYSTEM
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number