Bergen County and Dumont Borough property record for 19 Harding Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,508 sqft · built 1955 |
| Lot Size | 0.164 acres (7,126 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $452,000 (Nov 2019) |
| Tax Bill | $13,195 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00308-0000-00012 |
| Primary APN | 10-00308-0000-00012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,508 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 7,126 sqft (0.164 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Account Number | 398000 |
|---|---|
| Street Address | 19 HARDING AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X95 |
| Legal Subdivision | DE LONG GARDENS SEC 3 |
| Legal Block | 308 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10100 |
19 Harding Ave is owned and occupied by two individuals who bought it in November 2019.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 HARDING AVE, DUMONT, NJ 07628-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Nov 25, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 201982123 |
| Deed Book / Page | 3421 / 383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 HARDING AVE, DUMONT, NJ 07628-1210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 19 HARDING AVE, DUMONT, NJ 07628-1210 |
| Document Number | 0056130471 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 5613/471 |
| Instrument | 2025067545 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 25, 2019 |
| Property Address | 19 HARDING AVE, DUMONT, NJ 07628-1210 |
| Document Number | 0034210383 |
| Book / Page | 3421 / 383 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 19-082123 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 HARDING AVE, DUMONT, NJ 07628-1210 |
The 2025 property tax bill for 19 Harding Ave was $13,195, up 4.7% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $608,300 (+7.87%) Land $362,700 Building $245,600 | $608,300 (+7.87%) Land $362,700 Building $245,600 | |
| 2025 | $13,195.00 (+4.75%) | $563,900 Land $330,600 Building $233,300 | $563,900 Land $330,600 Building $233,300 |
| 2024 | $12,597.00 | ||
| 2023 | $309,900 Land $176,300 Building $133,600 | $309,900 Land $176,300 Building $133,600 | |
| 2022 | $12,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Harding Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1983–2011) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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