Lonoke County property record for 19 Geraldine St, Ward, AR 72176
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 1995 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,000 (Sep 2005) |
| Tax Bill | $822 (2024) |
| Deeds & Mortgages | Aug 2022 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 800-57010-000 |
| Primary APN | 800-57010-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 920 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 160 sqft |
| Patio Area | 320 sqft |
| Fence | Fence |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 19 GERALDINE ST |
|---|---|
| City | WARD |
| State | AR |
| Zip | 72176-8585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:10 CITY/MUNI/TWP:WARD SUBD:SI-MEL SEC/TWN/RNG/MER:SEC 34 TWN 05N RNG 09W |
| Legal Range | 09W |
| Legal Township | 05N |
| Legal Section | 34 |
| Legal Subdivision | SI-MEL |
| Legal Lot Number | 10 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | WARD |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 20102 |
19 Geraldine St is owned and occupied by two individuals who bought it in September 2005.
Source: Lonoke County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Dec 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| May 29, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2005 · Amount on File |
| Deed Sale | Sep 6, 2005 · Amount on File |
| Deed Document Number | 2005-012194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Document Number | 0000009907 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 2022/9907 |
| Instrument | 2022-09907 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Document Number | 0000016490 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 2021/16490 |
| Instrument | 2021-16490 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 19 GERALDINE ST, WARD, AR 72176-8585 |
| Document Number | 0000006935 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 GERALDINE ST WARD AR 721768585, WARD, AR 72176-8585 |
| Document Number | 0000006935 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 6935 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Ward City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,990 Land $2,400 Building $23,590 | ||
| 2024 | $822.00 (-8.36%) | ||
| 2023 | $897.00 Homeowner's exemption | $25,990 Land $2,400 Building $23,590 | $129,950 Land $12,000 Building $117,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19 Geraldine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Geraldine St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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