19 Elmo Ln, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 19 Elmo Ln, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,504 sqft · built 1953
Lot Size	0.277 acres (12,075 sqft)
Owner	Individual Name on Record
Tax Bill	$10,896 (2026)
Deeds & Mortgages	Apr 2026 Transfer May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0257 B:0131 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0257 B:0131 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Split Level
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,075 sqft (0.277 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	19 ELMO LN
City	GLOUCESTER
State	MA
Zip	01930-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	131
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3029
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19 ELMO LN, GLOUCESTER, MA 01930-1466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Quit Claim Deed, Transfer Quitclaim
May 7, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 5, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Apr 9, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 7, 2021
Transfer Doc	39852-294
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 9, 2026
Property Address	19 ELMO LN, GLOUCESTER, MA 01930-1466
Document Number	043321-220
Book / Page	43321 / 220
Instrument Date	Feb 10, 2026
Instrument	20262550
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 7, 2021
Property Address	19 ELMO LN, GLOUCESTER, MA 01930-1466
Document Number	39852-294
Book / Page	39852 / 294
Instrument Date	Apr 7, 2021
Instrument	20210507002920
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ELMO LN, GLOUCESTER, MA 01930-1466

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	19 ELMO LN, GLOUCESTER, MA 01930-1466
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37312-257
Date	Feb 5, 2019
Book Page	37312/257
Instrument	20190205000060

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

April 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 9, 2018
Property Address	19 ELMO LN, GLOUCESTER, MA 01930-1466
Document Number	36635-33
Book / Page	036635 / 000033
Instrument Date	Apr 4, 2018
Instrument	1804090930
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ELMO LN GLOUCESTER MA 019301466, GLOUCESTER, MA 01930-1466

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,896.00 (+3.41%)	$1,170,400 (+7.96%) Land $835,700 Building $334,700	$1,159,978 (-35.22%)
2025	$10,537.00 (+4.37%)	$1,084,100 (+4.48%) Land $773,800 Building $310,300
2024	$10,096.00 (+3.86%)	$1,037,600 (+13.04%) Land $737,100 Building $300,500	$1,790,750
2023	$9,721.00	$917,900 Land $628,500 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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