19 Ellis Dr, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 19 Ellis Dr, Worcester, MA 01609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1988
Lot Size	0.354 acres (15,423 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jan 2019)
Tax Bill	$8,121 (2026)
Deeds & Mortgages	Feb 2025 Refinance Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-01C-00001`

Property Details

APN / Parcel Number

Primary APN	`43-01C-00001`
Alternative APN	`WORC M:43 B:01C L:00001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,446 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,423 sqft (0.354 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	43-01C-00001
Street Address	19 ELLIS DR
City	WORCESTER
State	MA
Zip	01609-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	1C
Legal Lot Number	1
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2006
Census Tract	730801

Owner

19 Ellis Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 ELLIS DR, WORCESTER, MA 01609-1438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS ADVANTAGE MTG
Jan 7, 2019	Quit Claim Deed, Transfer · Conventional with PMI MEMBERS ADVANTAGE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000113542
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	19 ELLIS DR, WORCESTER, MA 01609-1438
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124203
Date	Feb 14, 2025
Instrument	124203

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	19 ELLIS DR, WORCESTER, MA 01609-1438
Document Number	0000116088
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 ELLIS DR WORCESTER MA 016091438, WORCESTER, MA 01609-1438

Mortgage

Document Number	0000116088
Date	Jun 29, 2020
Instrument	116088

Lender

Name	MEMBERS ADVANTAGE MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 28, 2035

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 7, 2019
Property Address	19 ELLIS DR, WORCESTER, MA 01609-1438
Document Number	0000113542
Instrument Date	Dec 20, 2018
Instrument	113542
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 ELLIS DR WORCESTER MA 016091438, WORCESTER, MA 01609-1438

Mortgage

Document Number	113543
Date	Jan 7, 2019
Instrument	113543

Lender

Name	MEMBERS ADVANTAGE MTG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 6, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 19 Ellis Dr was $8,121, up 18% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,121.00 (+18.04%)	$611,500 (+17.24%) Land $125,000 Building $486,500	$557,624 (+5.59%)
2025	$6,880.00	$521,600 Land $119,100 Building $402,500	$528,105 (+4.24%)
2024			$506,635
2023	$6,606.00	$460,700 Land $103,500 Building $357,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Ellis Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Ellis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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