19 Edgewater Dr, Earleville, MD 21919 Property Records

Cecil County property record for 19 Edgewater Dr, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,034 sqft · built 1962
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Aug 2018)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-021540`

Property Details

APN / Parcel Number

Primary APN	`01-021540`
Alternative APNs	`1021540` `021540`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,034 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	72 sqft
Deck Area	380 sqft
Patio Area	272 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021540
Street Address	19 EDGEWATER DR
City	EARLEVILLE
State	MD
Zip	21919-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 3 - .46 ACRE 19 EDGEWATER DRIVE BAY VIEW ESTATES
Legal Subdivision	EDGEWATER DRIVE BAY VIEW ESTATES
Legal Lot Number	3
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	4
Census Block	4039
Census Tract	30100

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 EDGEWATER DR, EARLEVILLE, MD 21919-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 6, 2018	Grant Deed, Transfer ARDENT TITLE COMPANY LLC
Nov 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on Record
Deed Sale	Aug 6, 2018 · Amount on Record
Prior Sale	May 28, 1987 · Amount on Record
Deed Book / Page	4280 / 396
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0041580094
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	19 EDGEWATER DR, EARLEVILLE, MD 21919-2322
Document Number	0045810149
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 EDGEWATER DR EARLEVILLE MD 219192322, EARLEVILLE, MD 21919-2322

Mortgage

Document Number	0045810149
Date	Apr 10, 2020
Book Page	004581/000149

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Aug 6, 2018
Property Address	19 EDGEWATER DR, EARLEVILLE, MD 21919-2322
Document Number	0042800396
Book / Page	004280 / 000396
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 WILNER RD SOMERS NY 105893003, SOMERS, NY 10589-3003

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 7, 2017
Property Address	19 EDGEWATER DR, EARLEVILLE, MD 21919-2322
Document Number	0041580094
Book / Page	004158 / 000094
Instrument Date	Aug 10, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19 EDGEWATER DR EARLEVILLE MD 219192322, EARLEVILLE, MD 21919-2322

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,267 (+10.27%)	$719,600 (-) Land $480,000 Building $239,600
2025	$5,701.00 (+23.08%) Homeowner's exemption	$596,933 (+18.6%)	$719,600 (+34.35%) Land $480,000 Building $239,600
2023	$4,632.00 Homeowner's exemption	$503,300	$535,600 Land $340,100 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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