19 Echo Ln, Chestertown, NY 12817 Property Records

Warren County and Chester Town property record for 19 Echo Ln, Chestertown, NY 12817

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,540 sqft · built 2022
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Jul 2021)
Tax Bill	$4,213 (2026)
Deeds & Mortgages	Sep 2022 Refinance Feb 2024 Refinance + 3 more
APN	`522400 85.-1-14.12`

Property Details

APN / Parcel Number

Primary APN	`522400 85.-1-14.12`
Alternative APN	`240008500000010140120000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	235,224 sqft (5.4 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19 ECHO LN
City	CHESTERTOWN
State	NY
Zip	12817-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ADPAA
Legal Block	1
Legal Lot Number	14.012
Jurisdiction	WARREN NY
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1039
Census Tract	75002

Owner

Source: Warren County and Chester Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 LOON LAKE COLONY LN, CHESTERTOWN, NY 12817-3624
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK
Feb 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance TCT FCU
Jul 14, 2021	Deed, Transfer
Mar 2, 2018	Grant Deed, Transfer ATTORNEY ONLY
Nov 13, 2017	Grant Deed, Transfer · Conventional Mortgage SUZANNE FISH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20216066
Deed Book / Page	6407 / 248
Prior Transfer Date	Dec 13, 2012
Prior Transfer Doc	0046420105
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	19 ECHO LN # 2B, 2B, CHESTERTOWN, NY 12817-3511
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066970030
Date	Sep 29, 2022
Book Page	6697/30
Instrument	2022-7353

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2053

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	19 ECHO LN # 2B, 2B, CHESTERTOWN, NY 12817-3511
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068910227
Date	Feb 1, 2024
Book Page	6891/227
Instrument	2024-0547

Lender

Name	TCT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NY
Recording Date	Jul 14, 2021
Property Address	19 ECHO LN # 2B, 2B, CHESTERTOWN, NY 12817-3511
Document Number	0064070248
Book / Page	6407 / 248
Instrument Date	Jun 30, 2021
Instrument	2021-6066
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PINE KNOLLS ST, CHESTERTOWN, NY 12817-2217

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NY
Recording Date	Mar 2, 2018
Property Address	19 ECHO LN # 2B, 2B, CHESTERTOWN, NY 12817-3511
Document Number	0000001324
Book / Page	005716 / 000233
Instrument Date	Feb 12, 2018
Instrument	1324
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$108.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CASTLE LN LEVITTOWN NY 117564610, LEVITTOWN, NY 11756-4610

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NY
Recording Date	Nov 13, 2017
Property Address	19 ECHO LN # 2B, 2B, CHESTERTOWN, NY 12817-3511
Document Number	0000008084
Book / Page	005661 / 000295
Instrument Date	Oct 26, 2017
Instrument	8084
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CASTLE LN LEVITTOWN NY 117564610, LEVITTOWN, NY 11756-4610

Mortgage

Document Number	8085
Date	Nov 13, 2017
Book Page	005661/000300
Instrument	8085

Lender

Name	SUZANNE FISH
Address	3 GROVE AVE, HUDSON FALLS, NY 12839-1604
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2022

Tax Assessment & Valuation

Source: Warren County and Chester Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Chester Town
Unified School District	North Warren Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,213.00 (+8.19%)
2025	$3,894.00	$366,000 (-) Land $71,000 Building $295,000	$377,300 (+3.09%) Land $73,192 Building $304,108
2024		$366,000 (+1,096.08%) Land $71,000 Building $295,000	$366,000 (+989.29%) Land $71,000 Building $295,000
2023		$30,600 Land $30,600	$33,600 Land $33,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures